974 16th St, Oakland, CA 94607 Property Records

Alameda County property record for 974 16th St, Oakland, CA 94607

Property Summary

Property TypeSingle Family Home
Details2,278 sqft · built 1884
Lot Size0.144 acres (6,250 sqft)
OwnerTrust Name on File
Last Sale$54,545 (Oct 1993)
Tax Bill$2,265 (2025)
Deeds & MortgagesAug 2021 Mortgage
Feb 2018 Transfer
Flood ZoneZone X (minimal risk)
APN5-385-10

Property Details

APN / Parcel Number

Primary APN5-385-10
Alternative APN
  • 005-0385-010-00

Interior

Building Area2,278 sqft Living Area

Exterior

Year BuiltBuilt 1884
Effective Year BuiltEffective 1891
Architectural StyleL-Shape
Construction TypeWood
Lot Area6,250 sqft (0.144 acres)

Location & Zoning

Street Address974 16TH ST
CityOAKLAND
StateCA
Zip94607-3254
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 00010 BLK: AR: 0005 PAGE: 0385
Legal SubdivisionREED
Legal Block594
Legal Lot Number21-23
JurisdictionALAMEDA CA
Township / Civil DivisionOAKLAND
Census Block Group2
Census Block2001
Census Tract402400

Owner

974 16th St is owner-occupied and held in a trust since October 1993.

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address974 16TH ST, OAKLAND, CA 94607-3254
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
TIAA FSB HOLDINGS INC
Feb 21, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 7, 1993 · Amount on File
Deed SaleOct 7, 1993 · Amount on File
Deed Document Number1993355767
Prior Transfer DateOct 1, 1993
Prior Transfer Doc0000355767
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address974 16TH ST, OAKLAND, CA 94607-3254
Transaction TypeMortgage
Record UpdatedSep 15, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address974 16TH ST, OAKLAND, CA 94607-3254

Mortgage

Document Number0000291200
DateAug 26, 2021
Instrument2021291200
Lender
NameTIAA FSB HOLDINGS INC
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term355 Months
DueMar 1, 2051

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionALAMEDA CA
Recording DateFeb 21, 2018
Property Address974 16TH ST, OAKLAND, CA 94607-3254
Document Number0000036490
Instrument DateFeb 21, 2018
Instrument36490
Transaction TypeTransfer
Record UpdatedMar 8, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address974 16TH ST OAKLAND CA 946073254, OAKLAND, CA 94607-3254

Tax Assessment & Valuation

The 2025 property tax bill for 974 16th St was $2,265 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityOakland City
Unified School DistrictOakland Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$17,816 (-26.77%) Land $11,756 Building $13,060
2025$2,265.00 Homeowner's exemption$24,329 Land $11,525 Building $12,804
2023$2,098.00 Homeowner's exemption$23,385 Land $11,078 Building $12,307$995,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 974 16th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 974 16th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 883 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Unwired
Fixed Wireless
300 / 25
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Google Fiber.

Nearby Properties on 16th St

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