974 10th St, Arcata, CA 95521 Property Records

Humboldt County property record for 974 10th St, Arcata, CA 95521

Property Summary

Property Type	Multi-Family Dwellings
Details	6 bd · 5 ba · 3,310 sqft · built 1905
Lot Size	0.36 acres (15,681 sqft)
Owner	2 Individual Names on File
Last Sale	$1,975,000 (Oct 2021)
Tax Bill	$12,884 (2025)
Deeds & Mortgages	Dec 2025 Transfer Dec 2025 Transfer + 7 more
Flood Zone	Zone X (minimal risk)
APN	`021-143-015-000`

Property Details

APN / Parcel Number

Primary APN	`021-143-015-000`
Alternative APN	`02114315`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,310 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1957
Architectural Style	Multi-Family
Construction Type	Wood
Lot Area	15,681 sqft (0.36 acres)
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	974 10TH ST
City	ARCATA
State	CA
Zip	95521-6115
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RL
Legal Description	B209 /B5P81 M CITY OF ARCATA ARCATA50283C 600775C080586C 00000000 N
Legal Subdivision	ARCATA
Legal Block	2
Jurisdiction	HUMBOLDT CA
Township / Civil Division	ARCATA
Census Block Group	2
Census Block	2006
Census Tract	1001

Owner

Source: Humboldt County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	974 10TH ST, ARCATA, CA 95521-6115
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Transfer on Death Deed, Transfer
Dec 30, 2025	Transfer on Death Deed, Transfer
Dec 22, 2025	Intrafamily Transfer, Transfer
Apr 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 13, 2021	Grant Deed, Transfer FIDELITY NATL TTL CO OF CA
May 12, 2020	Deed of Trust, Mortgage REDWOOD CAP BK
Mar 8, 2019	Deed of Trust, Mortgage UMPQUA BK
Jul 9, 2018	Grant Deed, Transfer HUMBOLDT LAND TITLE COMPANY
Jan 31, 2018	Grant Deed, Transfer HUMBOLDT LAND TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 13, 2021 · Amount on Record
Deed Sale	Oct 13, 2021 · Amount on Record
Prior Sale	Jul 9, 2018 · Amount on Record
Deed Document Number	202122872
Last Transfer Date	Dec 30, 2025
Transfer Doc	0000018993
Record Updated	Sep 20, 2026

December 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Dec 30, 2025
Property Address	974 10TH ST, ARCATA, CA 95521-6115
Document Number	0000018994
Instrument Date	Dec 30, 2025
Instrument	2025-018994
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	974 10TH ST, ARCATA, CA 95521-6115

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

December 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Dec 30, 2025
Property Address	974 10TH ST, ARCATA, CA 95521-6115
Document Number	0000018993
Instrument Date	Dec 30, 2025
Instrument	2025-018993
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	974 10TH ST, ARCATA, CA 95521-6115

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HUMBOLDT CA
Recording Date	Dec 22, 2025
Property Address	974 10TH ST, ARCATA, CA 95521-6115
Document Number	0000018713
Instrument Date	Dec 15, 2025
Instrument	2025-018713
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	974 10TH ST, ARCATA, CA 95521-6115

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	974 10TH ST, ARCATA, CA 95521-6115
Transaction Type	Mortgage
Record Updated	Apr 15, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 10TH ST, ARCATA, CA 95521-6115

Mortgage

Document Number	0000006236
Date	Apr 1, 2022
Instrument	2022-006236

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Oct 13, 2021
Property Address	974 10TH ST, ARCATA, CA 95521-6115
Document Number	0000022872
Instrument Date	Jul 16, 2021
Instrument	2021-022872
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	974 10TH ST, ARCATA, CA 95521-6115

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	974 10TH ST, ARCATA, CA 95521-6115
Document Number	0000008482
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	500 HUNTS DR MCKINLEYVILLE CA 955199289, MCKINLEYVILLE, CA 95519-9289

Mortgage

Document Number	0000008482
Date	May 27, 2020
Instrument	8482

Lender

Name	REDWOOD CAP BK
Type	Bank
Address	EUREKA, CA 95501

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	974 10TH ST, ARCATA, CA 95521-6115
Document Number	0000004453
Instrument Date	Mar 8, 2019
Transaction Type	Mortgage
Record Updated	Mar 29, 2019
Title Company	HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	500 HUNTS DR MCKINLEYVILLE CA 955199289, MCKINLEYVILLE, CA 95519-9289

Mortgage

Document Number	0000004453
Date	Mar 13, 2019
Instrument	4453

Lender

Name	UMPQUA BK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Jul 9, 2018
Property Address	974 10TH ST, ARCATA, CA 95521-6115
Document Number	0000012571
Instrument Date	Jun 28, 2018
Instrument	12571
Transaction Type	Transfer
Record Updated	Jul 23, 2018
Title Company	HUMBOLDT LAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$589.60
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	500 HUNTS DR MCKINLEYVILLE CA 955199289, MCKINLEYVILLE, CA 95519-9289

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Jan 31, 2018
Property Address	974 10TH ST, ARCATA, CA 95521-6115
Document Number	0000001622
Instrument Date	Jan 12, 2018
Instrument	1622
Transaction Type	Transfer
Record Updated	Feb 21, 2018
Title Company	HUMBOLDT LAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$275.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20 S SANTA CNA AVE #304 LOS GATOS CA 95030, 304, LOS GATOS, CA 95030

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Municipality	Arcata City
Elementary School District	Arcata Elementary School District (KG - 08)
Secondary School District	Northern Humboldt Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,884.00 (+20.09%)	$946,655 (-9.43%) Land $313,179 Building $633,476
2024	$10,729.00 (-8.74%)
2023	$11,757.00 (-22.04%) Homeowner's exemption	$1,045,194 Land $354,472 Building $690,722
2022	$15,080.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARCATA serves 18,857 people · EPA ID CA1210001
Water Source	Purchased groundwater from HUMBOLDT BAY MWD
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	2,300 / 2,300
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
101Netlink Fixed Wireless	100 / 20

May also be available: T-Mobile.

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