Orange County property record for 9739 Mountain Lake Dr, Orlando, FL 32832
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,540 sqft · built 2005 |
| Lot Size | 0.216 acres (9,395 sqft) |
| Owner | Individual Name on File |
| Last Sale | $219,000 (Apr 2010) |
| Tax Bill | $3,275 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Oct 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-24-31-5136-00-820 |
| Primary APN | 09-24-31-5136-00-820 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,540 sqft Living Area |
| Gross Area | 3,274 sqft |
| 1st Floor Area | 2,540 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,395 sqft (0.216 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 334 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 9739 MOUNTAIN LAKE DR |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32832-5999 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | NORTH SHORE AT LAKE HART PARCEL 8 56/146 LOT 82 |
| Legal Range | 31E |
| Legal Township | 24S |
| Legal Section | 09 |
| Legal Subdivision | NORTH SHORE AT LAKE HART PARCEL 8 |
| Legal Tract | 5136 |
| Legal Lot Number | 82 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | EAST ORANGE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 16736 |
9739 Mountain Lake Dr is owned and occupied by an individual who bought it in April 2010.
Source: Orange County records, as of April 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9739 MOUNTAIN LAKE DR, ORLANDO, FL 32832-5999 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Oct 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Dec 21, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2010 · Amount on File |
| Deed Sale | Apr 19, 2010 · Amount on File |
| Prior Sale | Feb 25, 2010 |
| Deed Document Number | 2010214373 |
| Deed Book / Page | 10030 / 5050 |
| Prior Transfer Date | Feb 23, 2010 |
| Prior Transfer Doc | 0000109091 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 9739 MOUNTAIN LAKE DR, ORLANDO, FL 32832-5999 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 9739 MOUNTAIN LAKE DR, ORLANDO, FL 32832-5999 |
| Document Number | 0000571766 |
|---|---|
| Date | Oct 2, 2025 |
| Instrument | 20250571766 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 20, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 9739 MOUNTAIN LAKE DR, ORLANDO, FL 32832-5999 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 9739 MOUNTAIN LAKE DR, ORLANDO, FL 32832-5999 |
| Document Number | 0000608214 |
|---|---|
| Date | Oct 6, 2022 |
| Instrument | 20220608214 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 9739 MOUNTAIN LAKE DR, ORLANDO, FL 32832-5999 |
| Document Number | 0000051439 |
| Instrument Date | Dec 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 9739 MOUNTAIN LAKE DR ORLANDO FL 328325999, ORLANDO, FL 32832-5999 |
| Document Number | 0000051439 |
|---|---|
| Date | Jan 25, 2018 |
| Instrument | 51439 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 24, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 9739 Mountain Lake Dr was $3,275, up 6.2% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $224,523 (+2.7%) | $504,480 (-1.26%) Land $110,000 Building $394,480 | |
| 2025 | $3,275.00 (+6.16%) Homeowner's exemption | $218,620 | $510,900 Land $110,000 Building $400,900 |
| 2024 | $3,085.00 (+7.34%) | ||
| 2023 | $2,874.00 (+4.21%) Homeowner's exemption | $206,271 (+3%) | $437,397 (+23.21%) Land $110,000 Building $327,397 |
| 2022 | $2,758.00 Homeowner's exemption | $200,263 | $355,007 Land $80,000 Building $275,007 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9739 Mountain Lake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9739 Mountain Lake Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures