Talbot County property record for 9738 Tilghman Island Rd, McDaniel, MD 21647
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,176 sqft · built 1950 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $82,250 (Jun 2025) |
| Tax Bill | $1,697 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-180260 |
| Primary APN | 05-180260 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,176 sqft Total Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 60,984 sqft (1.4 acres) |
| Porch | Slab |
| Porch Area | 294 sqft |
| Deck Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 180260 |
|---|---|
| Street Address | 9738 TILGHMAN ISLAND RD |
| City | MCDANIEL |
| State | MD |
| Zip | 21647-9727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1.40 AC N/S TILGHMAN RD |
| Legal Subdivision | HENRY HAYWARD L LAND |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 5, BAY HUNDRED |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 960800 |
9738 Tilghman Island Rd is owned and occupied by two individuals who bought it in June 2025.
Source: Talbot County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9738 TILGHMAN ISLAND RD, MCDANIEL, MD 21647-9727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2025 · Amount on File |
| Deed Sale | Jun 30, 2025 · Amount on File |
| Prior Sale | Jul 7, 1999 |
| Deed Book / Page | 3194 / 291 |
| Prior Transfer Date | Jun 25, 2025 |
| Prior Transfer Doc | 0031940291 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 9738 Tilghman Island Rd was $1,697, up 157.9% from the year before.
Source: Talbot County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,697.00 (+157.9%) | $177,633 (+7.98%) | $203,900 (+23.95%) Land $91,800 Building $112,100 |
| 2025 | $658.00 Homeowner's exemption | $164,500 Land $64,800 Building $99,700 | $164,500 Land $64,800 Building $99,700 |
| 2023 | $550.00 Homeowner's exemption | $146,633 | $164,500 Land $64,800 Building $99,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9738 Tilghman Island Rd in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 107 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 107 in force |
| Nearby Flood Claims | 41 (1979–2024) |
| Claims Outside the SFHA | 13 of 41 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9738 Tilghman Island Rd is moderate, ranking above 43% of the US, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 83% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Easton Velocity.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures