9734 Summit Oak Dr, Saint Cloud, MN 56301 Property Records

Stearns County property record for 9734 Summit Oak Dr, Saint Cloud, MN 56301 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3.25 Baths
Year Built	Built 2013
Square Footage	2,558 sqft Living Area
Lot Size	101,674 sqft (2.33 acres)
Occupancy	Owner Occupied
Last Sale	$389,900 (2020)
Tax Bill	$5,906.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`31-21406-0057`

Interior

Bedrooms	3 Beds
Full Baths	3.25 Baths
Partial Baths	1 Partial Baths
Building Area	2,558 sqft Living Area
Gross Area	2,210 sqft Gross Area
1st Floor	108 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2013
Exterior Material	Metal Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	101,674 sqft (2.33 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	712 sqft Garage
Shed	1 Shed
Shed Area	200 sqft Shed
Patio Area	79 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	9734 SUMMIT OAK DR
City	SAINT CLOUD
State	MN
Zip	56301-9781
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 001 BLK 001 SUMMIT OAKS ADD SECTION 34 TOWNSHIP 124 RANGE 029 SECTION 34 TOWNSHIP 124 RANGE 029
Legal Range	29W
Legal Township	124
Legal Section	34
Legal Subdivision	SUMMIT OAKS ADD
Legal Block	1
Legal Lot Number	1
Jurisdiction	STEARNS MN
Minor Civil Division	ST. JOSEPH
Census Blockgroup	2
Census Block	2003
Census Tract	11306

Owner

Source: Stearns County records · APN 31-21406-0057

Assessment roll updated November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9734 SUMMIT OAK DR, SAINT CLOUD, MN 56301-9781
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 07, 2020 · Amount on Record
Deed Sale	Aug 07, 2020 · Amount on Record
Prior Sale	May 23, 1995 · Amount on Record
Deed Doc Number	20201576757
Record Refreshed	Jun 08, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 07, 2020
Property Address	9734 SUMMIT OAK DR, SAINT CLOUD, MN 56301-9781
Document Number	00A1576757
Instrument Date	Aug 03, 2020
Instrument	A1576757
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9734 SUMMIT OAK DR, SAINT CLOUD, MN 56301-9781

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
County Subdivision	St. Joseph Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,906.00 (+12.24%)
2025		$640,300 (+9.79%) Land $99,900 Building $540,400	$640,300 (+9.79%) Land $99,900 Building $540,400
2023	$5,262.00	$583,200 Land $98,700 Building $484,500	$583,200 Land $98,700 Building $484,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Low above 5% of the US · above 16% of Minnesota
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.