9732 Sherm Cir, #34, Lakeside, CA 92040 Property Records

San Diego County property record for 9732 Sherm Cir, #34, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,784 sqft · built 1960
Lot Size	0.315 acres (13,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$159,000 (Oct 1995)
Tax Bill	$6,874 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`395-080-25-00`

Property Details

APN / Parcel Number

Primary APN	`395-080-25-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,784 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	13,700 sqft (0.315 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	9732 SHERM CIR, 34
City	LAKESIDE
State	CA
Zip	92040-4423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 38 TR 004328
Legal Subdivision	LAKESIDE MANOR
Legal Tract	004328
Legal Block	1
Legal Lot Number	38
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1011
Census Tract	16804

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9732 SHERM CIR, LAKESIDE, CA 92040-4423
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Dec 11, 2020	Intrafamily Transfer, Transfer · Construction Mortgage GOLDWATER BANK NA
May 30, 2019	Quit Claim Deed, Transfer · Conventional with PMI JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 1995 · Amount on Record
Deed Sale	Oct 27, 1995 · Amount on Record
Prior Sale	Mar 15, 1984 · Amount on Record
Deed Document Number	1995485701
Last Transfer Date	Dec 4, 2020
Transfer Doc	0000797794
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9732 SHERM CIR # 34, 34, LAKESIDE, CA 92040-4423
Transaction Type	Mortgage
Record Updated	Jan 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9732 SHERM CIR, LAKESIDE, CA 92040-4423

Mortgage

Document Number	0000867816
Date	Dec 28, 2021
Instrument	2021-0867816

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 11, 2020
Property Address	9732 SHERM CIR # 34, 34, LAKESIDE, CA 92040-4423
Document Number	0000797794
Map Reference	MAP 4328
Instrument Date	Dec 4, 2020
Instrument	2020-0797794
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9732 SHERM CIR, LAKESIDE, CA 92040-4423

Mortgage

Document Number	0000797795
Date	Dec 11, 2020
Instrument	2020-0797795

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 30, 2019
Property Address	9732 SHERM CIR # 34, 34, LAKESIDE, CA 92040-4423
Document Number	0000205716
Instrument Date	May 11, 2019
Instrument	205716
Transaction Type	Transfer
Record Updated	Jun 14, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9732 SHERM CIR LAKESIDE CA 920404423, LAKESIDE, CA 92040-4423

Mortgage

Document Number	205717
Date	May 30, 2019
Instrument	205717

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$518,676 (+2%) Land $93,179 Building $425,497
2025	$6,874.00 (+6.84%) Homeowner's exemption	$508,506 (+4.04%) Land $91,352 Building $417,154
2023	$6,434.00 (+3.06%) Homeowner's exemption	$488,761 Land $87,805 Building $400,956
2022	$6,243.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Verizon, Wyyerd Connect.

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