9732 Glenstone Dr, Willoughby, OH 44094 Property Records

Lake County property record for 9732 Glenstone Dr, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,240 sqft · built 1959
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$59,900 (Mar 2016)
Tax Bill	$4,416 (2023)
Deeds & Mortgages	Aug 2017 Mortgage Jan 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-A-014-F-00-016-0`

Property Details

APN / Parcel Number

Primary APN	`20-A-014-F-00-016-0`
Alternative APN	`B 35`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,240 sqft Living Area
1st Floor Area	1,240 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft (1 acres)
Garage Area	273 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	128 sqft
Deck Area	200 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	B 35
Street Address	9732 GLENSTONE DR
City	WILLOUGHBY
State	OH
Zip	44094-9334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 12 & 13 TRACT 2
Legal Subdivision	BOOTH ALLOTMENT
Legal Tract	2
Legal Lot Number	16 13
Jurisdiction	LAKE OH
Township / Civil Division	KIRTLAND
Census Block Group	3
Census Block	3025
Census Tract	203700

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	9723 GLENSTONE DR, KIRTLAND, OH 44094-9334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Jan 29, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Aug 31, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Jan 29, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Dec 23, 2019	Warranty Deed, Transfer · Line of Credit MID-AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2016 · Amount on Record
Deed Sale	Mar 30, 2016 · Amount on Record
Prior Sale	Mar 30, 2016 · Amount on Record
Deed Document Number	0000007696
Last Transfer Date	Dec 23, 2019
Transfer Doc	0000031825
Record Updated	Jun 7, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	9732 GLENSTONE DR, WILLOUGHBY, OH 44094-9334
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022774
Date	Aug 25, 2017
Instrument	2017R022774

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	BEACHWOOD, OH 44122

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	9732 GLENSTONE DR, WILLOUGHBY, OH 44094-9334
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002083
Date	Jan 29, 2018
Instrument	2018R002083

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	BEACHWOOD, OH 44122

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Jan 19, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	9732 GLENSTONE DR, WILLOUGHBY, OH 44094-9334
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023244
Date	Aug 31, 2017
Instrument	2017R023244

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	BEACHWOOD, OH 44122

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 14, 2032

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	9732 GLENSTONE DR, WILLOUGHBY, OH 44094-9334
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002082
Date	Jan 29, 2018
Instrument	2018R002082

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	BEACHWOOD, OH 44122

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 4, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Dec 23, 2019
Property Address	9732 GLENSTONE DR, WILLOUGHBY, OH 44094-9334
Document Number	0000031825
Map Reference	VOL L PG 97
Instrument Date	Dec 20, 2019
Instrument	2019R031825
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	9732 GLENSTONE DR, KIRTLAND, OH 44094-9334

Mortgage

Document Number	0000031827
Date	Dec 23, 2019
Instrument	2019R031827

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Kirtland City
Unified School District	Kirtland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,416.00 (+99.73%) Homeowner's exemption	$42,170 (-) Land $17,840 Building $24,330
2022	$2,211.00 Homeowner's exemption	$42,170 Land $17,840 Building $24,330
2021			$120,480 Land $50,960 Building $69,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1989)
Most Recent Claim	May 1989 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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