9732 Braidwood Ter, Frederick, MD 21704 Property Records

Frederick County property record for 9732 Braidwood Ter, Frederick, MD 21704

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,640 sqft · built 2011
Lot Size	0.053 acres (2,288 sqft)
Owner	Individual Name on Record
Last Sale	$6,000 (Jan 2022)
Tax Bill	$6,103 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-253427`

Property Details

APN / Parcel Number

Primary APN	`07-253427`
Alternative APN	`253427`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,640 sqft Living Area
1st Floor Area	920 sqft
Basement Area	800 sqft
Finished Basement	800 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,288 sqft (0.053 acres)
Deck Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	253427
Street Address	9732 BRAIDWOOD TER
City	FREDERICK
State	MD
Zip	21704-7735
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 19011 SECT M-19 2,288 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES/URBANA SEC M-19
Legal Lot Number	19011
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1037
Census Tract	752205

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9732 BRAIDWOOD TER, FREDERICK, MD 21704-7735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 20, 2022	Intrafamily Transfer, Transfer · FHA Mortgage CBM MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2022 · Amount on Record
Deed Sale	Jan 20, 2022 · Amount on Record
Prior Sale	May 25, 2011 · Amount on Record
Deed Book / Page	15672 / 244
Prior Transfer Date	Dec 28, 2020
Prior Transfer Doc	0156720244
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9732 BRAIDWOOD TER, FREDERICK, MD 21704-7735
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9732 BRAIDWOOD TER, FREDERICK, MD 21704-7735

Mortgage

Document Number	0162940118
Date	Jan 12, 2023
Book Page	16294/118

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jan 5, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Jan 20, 2022
Property Address	9732 BRAIDWOOD TER, FREDERICK, MD 21704-7735
Document Number	0156720244
Book / Page	15672 / 244
Map Reference	MB 86 PL 15
Instrument Date	Dec 28, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	PREMIER TITLE AND ESCROW LLC, PREMIER TITLE & ESCROW LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	9732 BRAIDWOOD TER, FREDERICK, MD 21704-7735
Investor	Possibly a Property Investor

Mortgage

Document Number	0015672248
Date	Jan 20, 2022
Instrument	15672/248

Lender

Name	CBM MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$472,867 (+7.98%)	$507,800 (-) Land $170,000 Building $337,800
2025	$6,103.00 (+3.3%) Homeowner's exemption	$437,933 (+14.33%)	$507,800 (+26%) Land $170,000 Building $337,800
2024	$5,908.00 (+7.01%)
2023	$5,521.00 Homeowner's exemption	$383,033	$403,000 Land $135,000 Building $268,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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