Bay County property record for 9730 Bear St, Youngstown, FL 32466
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,370 sqft · built 1989 |
| Lot Size | 0.675 acres (29,403 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $212,000 (Jan 2022) |
| Tax Bill | $1,718 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05233-054-000 |
| Primary APN | 05233-054-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,370 sqft Living Area |
| 1st Floor Area | 1,370 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 29,403 sqft (0.675 acres) |
| Lot Dimensions | 184 ft deep x 160 ft wide |
| Garage Type | Carport |
| Garage Area | 1,140 sqft |
| Carport | Carport |
| Carport Area | 1,140 sqft |
| Driveway | Driveway |
| Driveway Area | 880 sqft |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 210 sqft |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Cooling System | A/C Chilled Water |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9730 BEAR ST |
|---|---|
| City | YOUNGSTOWN |
| State | FL |
| Zip | 32466-2704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC08 |
| Legal Description | SPRING HILL ESTATES MAP-140C LOTS 6 & 7 BLK B ORB 4512 P 2394 |
| Legal Range | 13W |
| Legal Township | 02S |
| Legal Section | 09 |
| Legal Subdivision | SPRING HILL ESTATES |
| Legal Block | B |
| Legal Lot Number | 6,7 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 401 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9730 BEAR ST, YOUNGSTOWN, FL 32466-2704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA |
| May 24, 2018 | Warranty Deed, Transfer · VA Mortgage TYNDALL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 2022 · Amount on Record |
| Deed Sale | Jan 19, 2022 · Amount on Record |
| Prior Sale | May 24, 2018 · Amount on Record |
| Deed Document Number | 20224179 |
| Deed Book / Page | 4512 / 2394 |
| Prior Transfer Date | Jan 29, 2008 |
| Prior Transfer Doc | 0030231928 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jan 19, 2022 |
| Property Address | 9730 BEAR ST, YOUNGSTOWN, FL 32466-2704 |
| Document Number | 0045122394 |
| Book / Page | 4512 / 2394 |
| Map Reference | MB 11 PG 24 |
| Instrument Date | Jan 14, 2022 |
| Instrument | 2022004179 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Title Company | MTI TITLE INSURANCE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,484.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4828 LA CASA CIR, 4828, MILTON, FL 32571-5505 |
| Name | Verified Name |
|---|---|
| Address | 9730 BEAR ST, YOUNGSTOWN, FL 32466-2704 |
| Document Number | 0045122396 |
|---|---|
| Date | Jan 19, 2022 |
| Instrument | 4512/2396 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Number | 0045130172 |
|---|---|
| Date | Jan 19, 2022 |
| Book Page | 4513/172 |
| Instrument | 2022004210 |
| Name | BAY COUNTY BOARD OF COMMISSIONERS |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | May 24, 2018 |
| Property Address | 9730 BEAR ST, YOUNGSTOWN, FL 32466-2704 |
| Document Number | 0040110831 |
| Book / Page | 004011 / 000831 |
| Instrument Date | May 24, 2018 |
| Instrument | 30739 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2018 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $945.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9641 HIGHWAY 2301 YOUNGSTOWN FL 324662371, YOUNGSTOWN, FL 32466-2371 |
| Document Number | 40110832 |
|---|---|
| Date | May 24, 2018 |
| Book Page | 004011/000832 |
| Instrument | 30740 |
| Name | TYNDALL FCU |
|---|---|
| Type | Credit Union |
| Address | PANAMA CITY, FL 32412 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 23, 2048 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,718.00 (+1.18%) Homeowner's exemption | $178,545 (+5.45%) | $181,566 (+7.23%) Land $36,464 Building $145,102 |
| 2024 | $1,698.00 (+1.62%) | ||
| 2023 | $1,671.00 (+80.26%) Homeowner's exemption | $169,323 (+47.31%) Land $30,740 Building $138,583 | $169,323 (+8.49%) Land $30,740 Building $138,583 |
| 2022 | $927.00 Homeowner's exemption | $114,942 | $156,071 Land $26,076 Building $129,995 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 42 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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