973 W 5th St, #75, Plainfield, NJ 07063 Property Records

Union County and Plainfield City property record for 973 W 5th St, #75, Plainfield, NJ 07063

Property Summary

Property Type	Single Family Home
Details	1,168 sqft · built 1931
Lot Size	0.084 acres (3,672 sqft)
Owner	Individual Name on Record
Last Sale	$237,000 (Mar 2020)
Tax Bill	$6,391 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-00550-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`12-00550-0000-00001`
Alternative APNs	`120055000001` `06764000`

Interior

Stories	2 Stories
Building Area	1,168 sqft Living Area

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Construction Type	Frame
Lot Area	3,672 sqft (0.084 acres)
Lot Dimensions	102 ft deep x 36 ft wide

Location & Zoning

Account Number	06764000
Street Address	973 W 5TH ST, 75
City	PLAINFIELD
State	NJ
Zip	07063-1419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	ADDITIONAL LOTS: 1168 SQ FT
Legal Block	550
Legal Lot Number	1
Jurisdiction	UNION NJ
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1004
Census Tract	39501

Owner

Source: Union County and Plainfield City records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	975 W 5TH ST, PLAINFIELD, NJ 07063-1419
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 26, 2020	Deed, Transfer · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2020 · Amount on Record
Deed Sale	Mar 26, 2020 · Amount on Record
Prior Sale	Apr 18, 2012 · Amount on Record
Deed Document Number	2020323388
Deed Book / Page	6364 / 737
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	973 W 5TH ST # 75, 75, PLAINFIELD, NJ 07063-1419
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149432021
Date	Apr 20, 2021
Book Page	14943/2021
Instrument	10059

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2046

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Mar 26, 2020
Property Address	973 W 5TH ST # 75, 75, PLAINFIELD, NJ 07063-1419
Document Number	0063640737
Book / Page	6364 / 737
Instrument Date	Mar 23, 2020
Instrument	323388
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,223.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 BURNET ST, 20, AVENEL, NJ 07001-1725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 W 5TH ST # 75, 75, PLAINFIELD, NJ 07063-1419

Mortgage

Document Number	689053
Date	Mar 26, 2020
Instrument	689053

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Plainfield City
Unified School District	Plainfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,600 (-) Land $17,100 Building $54,500	$71,600 (-) Land $17,100 Building $54,500
2025	$6,391.00 (+2.22%)	$71,600 (-) Land $17,100 Building $54,500	$71,600 (-) Land $17,100 Building $54,500
2024	$6,252.00 (+3.24%)
2023		$71,600 Land $17,100 Building $54,500	$71,600 Land $17,100 Building $54,500
2022	$6,056.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

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