San Joaquin County property record for 973 Vernon Berry Ln, Tracy, CA 95376
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,213 sqft · built 1999 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $470,000 (Feb 2026) |
| Tax Bill | $5,943 (2026) |
| Deeds & Mortgages | Jan 2022 Reverse Mortgage Feb 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 242-350-180-000 |
| Primary APN | 242-350-180-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,213 sqft Living Area |
| 1st Floor Area | 1,213 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 4,400 sqft (0.101 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 242-350-18 |
|---|---|
| Street Address | 973 VERNON BERRY LN |
| City | TRACY |
| State | CA |
| Zip | 95376-6708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 |
| Legal Subdivision | SIENNA PARK |
| Legal Block | 4 |
| Legal Lot Number | 18 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 5208 |
973 Vernon Berry Ln is owned and occupied by two individuals who bought it in February 2026.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 973 VERNON BERRY LN, TRACY, CA 95376-6708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 10, 2022 | Deed of Trust, Mortgage · Reverse Mortgage ENNKAR INC |
| Feb 12, 2026 | Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Dec 3, 2025 | Trustee's Deed, Foreclosure FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Oct 1, 2018 | Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC |
| Oct 26, 2020 | Deed of Trust, Mortgage · FHA Mortgage ENNKAR INC |
| Oct 26, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 12, 2026 · Amount on File |
| Deed Sale | Feb 12, 2026 · Amount on File |
| Prior Sale | Dec 3, 2025 · Amount on File |
| Deed Document Number | 202611826 |
| Prior Transfer Date | Dec 2, 2025 |
| Prior Transfer Doc | 0000108921 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 973 VERNON BERRY LN, TRACY, CA 95376-6708 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | E-PLACER TITLE, PLACER TITLE |
| Name | Verified Name |
|---|---|
| Address | 973 VERNON BERRY LN, TRACY, CA 95376-6708 |
| Document Number | 0000003967 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 2022-003967 |
| Name | ENNKAR INC |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92865 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 797 Months |
| Due | Jun 23, 2088 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.8% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2022 |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Max Rate | 12.8% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Feb 12, 2026 |
| Property Address | 973 VERNON BERRY LN, TRACY, CA 95376-6708 |
| Document Number | 0000011826 |
| Map Reference | MB 34 PG 3 |
| Instrument Date | Feb 12, 2026 |
| Instrument | 2026-011826 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | IN TITLE, FIN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 973 VERNON BERRY LN, TRACY, CA 95376-6708 |
| Document Number | 0000011827 |
|---|---|
| Date | Feb 12, 2026 |
| Instrument | 2026-011827 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Dec 3, 2025 |
| Property Address | 973 VERNON BERRY LN, TRACY, CA 95376-6708 |
| Document Number | 0000108921 |
| Map Reference | MB 34 PG 3 |
| Instrument Date | Dec 2, 2025 |
| Instrument | 2025-108921 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 19, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 973 VERNON BERRY LN, TRACY, CA 95376-6708 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 0000108784 |
|---|---|
| Date | Oct 1, 2018 |
| Instrument | 2018-108784 |
| Name | ONE REVERSE MORTGAGE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | SAN DIEGO, CA 92121 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 973 VERNON BERRY LN, TRACY, CA 95376-6708 |
| Document Number | 0000154498 |
| Instrument Date | Oct 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2020 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Name | Verified Name |
|---|---|
| Address | 973 VERNON BERRY LN TRACY CA 953766708, TRACY, CA 95376-6708 |
| Document Number | 0000154498 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 154498 |
| Name | ENNKAR INC |
|---|---|
| Address | ORANGE, CA 92865 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 816 Months |
| Due | Nov 11, 2088 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.33% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 973 VERNON BERRY LN, TRACY, CA 95376-6708 |
| Document Number | 0000154499 |
| Instrument Date | Oct 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2020 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Name | Verified Name |
|---|---|
| Address | 973 VERNON BERRY LN TRACY CA 953766708, TRACY, CA 95376-6708 |
| Document Number | 0000154499 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 154499 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 816 Months |
| Due | Nov 11, 2088 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.33% |
The 2026 property tax bill for 973 Vernon Berry Ln was $5,943 with a homeowner's exemption, up 113.2% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,943.00 (+113.24%) | ||
| 2025 | $2,787.00 Homeowner's exemption | $232,330 Land $58,080 Building $174,250 | |
| 2023 | $2,532.00 (+2.14%) Homeowner's exemption | $223,311 Land $55,826 Building $167,485 | $549,540 |
| 2022 | $2,479.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 973 Vernon Berry Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 973 Vernon Berry Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures