973 Surry Ln, Gastonia, NC 28054 Property Records

Gaston County property record for 973 Surry Ln, Gastonia, NC 28054

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 952 sqft · built 1984
Lot Size0.01 acres (436 sqft)
OwnerIndividual Name on Record
Last Sale$195,000 (Sep 2022)
Tax Bill$1,801 (2026)
Deeds & MortgagesSep 2022 Sale & Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01105A09400

Property Details

APN / Parcel Number

Primary APN01105A09400
Alternative APN
  • 115975

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures2 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area952 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Construction TypeMixed
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area436 sqft (0.01 acres)
PorchPorch
Porch Area85 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address973 SURRY LN
CityGASTONIA
StateNC
Zip28054-5702
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR2
Legal DescriptionFERRINGTON PLACE BLDG 906 UNIT D 01 105A 094 00 000
Legal SubdivisionFERRINGTON PLACE CONDOMINIUMS
Legal UnitD-906
JurisdictionGASTON NC
Township / Civil DivisionGASTONIA
Census Block Group4
Census Block4001
Census Tract32704

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address973 SURRY LN, GASTONIA, NC 28054-5702
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2022Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Oct 31, 2018Warranty Deed, Transfer · ARM
LOCAL GOVERNMENT FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2022 · Amount on Record
Deed SaleSep 15, 2022 · Amount on Record
Prior SaleOct 31, 2018 · Amount on Record
Deed Book / Page5364 / 1700
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateSep 15, 2022
Property Address973 SURRY LN, GASTONIA, NC 28054-5702
Document Number0053641700
Book / Page5364 / 1700
Map ReferenceMB 39 PG 118
Instrument DateSep 14, 2022
Transaction TypeTransfer
Record UpdatedOct 28, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$390.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address230 SHADOW CREEK LN, 230, ANDERSON, SC 29621-2091

Transferred To (Grantee/Buyer)

NameVerified Name
Address973 SURRY LN # D, D, GASTONIA, NC 28054-5702

Mortgage

Document Number0053641702
DateSep 15, 2022
Instrument5364/1702
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateOct 31, 2018
Property Address973 SURRY LN, GASTONIA, NC 28054-5702
Document Number0050081286
Book / Page5008 / 1286
Map ReferenceMB 39 PG 118
Instrument DateOct 31, 2018
Transaction TypeTransfer
Record UpdatedSep 6, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$166.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1004 SURRY LN, 1004, GASTONIA, NC 28054-5700

Transferred To (Grantee/Buyer)

NameVerified Name
Address973 SURRY LN, GASTONIA, NC 28054-5702

Mortgage

Document Number50081288
DateOct 31, 2018
Instrument5008/1288
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueNov 1, 2048
Interest
Rate TypeAdjustable Rate
Rate4.87%
Change Frequency5 Years
Min Rate At Change4.25%
Index5-Year CMT
Max Rate6%

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityGastonia City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,801.00$168,540 (-) Building $168,540
2025$1,801.00 (-1.04%)$168,540 (-) Building $168,540
2023$1,820.00$168,540 Building $168,540
2021$73,040 Building $73,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTWO RIVERS UTILITIES
serves 96,714 people · EPA ID NC0136010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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