Kane County property record for 973 Stephen Ave, Elgin, IL 60123 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1966 |
| Square Footage | 1,730 sqft Living Area |
| Lot Size | 11,176 sqft (0.257 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $220,000 (2019) |
| Tax Bill | $8,023.00 (2025) |
| Primary APN | 06-09-230-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,730 sqft Living Area |
| Gross Area | 3,460 sqft Gross Area |
| 1st Floor | 1,730 sqft 1st Floor |
| Basement Area | 1,730 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Brick Exterior |
| Lot Area | 11,176 sqft (0.257 acres) |
| Depth X Width | 127 ft x 88 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 973 STEPHEN AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-1937 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ANDRESEN BROS EAGLE HEIGHTS UNIT 5 LOT 13 BLOCK 14 |
| Legal Subdivision | EAGLE HEIGHTS |
| Legal Block | 14 |
| Legal Lot Number | 13 |
| Legal Unit | 5-13 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 3 |
| Census Block | 3005 |
| Census Tract | 851910 |
Source: Kane County records · APN 06-09-230-002
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 973 STEPHEN AVE, ELGIN, IL 60123-1937 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Date | Document |
|---|---|
| Nov 03, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| Jun 28, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage OCMBC INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 28, 2019 · Amount on Record |
| Deed Sale | Jun 28, 2019 · Amount on Record |
| Prior Sale | Dec 02, 2009 · Amount on Record |
| Deed Doc Number | 201927486 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 973 STEPHEN AVE, ELGIN, IL 60123-1937 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000082976 |
|---|---|
| Date | Nov 03, 2021 |
| Instrument | 2021K082976 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 28, 2019 |
| Property Address | 973 STEPHEN AVE, ELGIN, IL 60123-1937 |
| Document Number | 0000027486 |
| Instrument Date | Jun 13, 2019 |
| Instrument | 27486 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2019 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 973 STEPHEN AVE ELGIN IL 601231937, ELGIN, IL 60123-1937 |
| Document Number | 27487 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 27487 |
| Name | OCMBC INC |
|---|---|
| Address | IRVINE, CA 92612 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 27, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,023.00 (+15.86%) Homeowner's exemption | ||
| 2024 | $104,240 (+21.39%) Land $25,843 Building $78,397 | $312,845 (+21.44%) Land $77,560 Building $235,285 | |
| 2022 | $6,925.00 (+4.5%) Homeowner's exemption | $85,869 (+6.96%) Land $21,288 Building $64,581 | $257,607 (+6.96%) Land $63,864 Building $193,743 |
| 2021 | $6,627.00 Homeowner's exemption | $80,282 Land $19,903 Building $60,379 | $240,846 Land $59,709 Building $181,137 |
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