973 Spindle Hill Rd, Wolcott, CT 06716 Property Records

Wolcott Town property record for 973 Spindle Hill Rd, Wolcott, CT 06716

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,347 sqft · built 2020
Lot Size	1.33 acres (57,935 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Sep 2020)
Tax Bill	$9,928 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`W0576800`

Property Details

APN / Parcel Number

Primary APN	`W0576800`
Alternative APN	`WOLC M:111 B:3 L:72G`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,347 sqft Living Area
Gross Area	3,028 sqft
1st Floor Area	1,347 sqft
Basement Area	1,109 sqft
Unfinished Basement	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	57,935 sqft (1.33 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	W0576800
Street Address	973 SPINDLE HILL RD
City	WOLCOTT
State	CT
Zip	06716-1237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-130
Legal Block	3
Legal Lot Number	72G
Jurisdiction	WOLCOTT CT
Township / Civil Division	WOLCOTT
Census Block Group	3
Census Block	3004
Census Tract	361300

Owner

Source: Wolcott Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	973 SPINDLE HILL RD, WOLCOTT, CT 06716-1237
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage AFC MORTGAGE GROUP LLC
Jun 10, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage JOHN J ANDREWS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2020 · Amount on Record
Deed Sale	Sep 28, 2020 · Amount on Record
Prior Sale	Jun 10, 2019 · Amount on Record
Deed Book / Page	524 / 136
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOLCOTT CT
Recording Date	Sep 28, 2020
Property Address	973 SPINDLE HILL RD, WOLCOTT, CT 06716-1237
Document Number	524-136
Book / Page	524 / 136
Instrument Date	Sep 23, 2019
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	524138
Date	Sep 28, 2020
Instrument	524/138

Lender

Name	AFC MORTGAGE GROUP LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOLCOTT CT
Recording Date	Jun 10, 2019
Property Address	973 SPINDLE HILL RD, WOLCOTT, CT 06716-1237
Document Number	510-883
Book / Page	510 / 883
Instrument Date	Jun 5, 2019
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	510885
Date	Jun 10, 2019
Instrument	510/885

Lender

Name	JOHN J ANDREWS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Wolcott Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wolcott Town
Unified School District	Wolcott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,928.00 (+9.41%)	$343,530 (+36.02%) Land $61,770 Building $281,760	$465,856 (+163.51%)
2025	$9,074.00	$252,560 (-) Land $53,730 Building $198,830	$176,792 Land $37,611 Building $139,181
2024	$9,074.00 (+12.73%)
2023	$8,049.00 (+3.47%)	$252,560 (-) Land $53,730 Building $198,830
2022	$7,779.00	$252,560 Land $53,730 Building $198,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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