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973 Silverbell Trl, Saint Cloud, FL 34771 Property Records

Osceola County property record for 973 Silverbell Trl, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2023
Square Footage1,720 sqft Heated Area
Lot Size5,227 sqft (0.119 acres)
GarageFinished
OccupancyOwner Occupied
Tax Bill$4,979.00 (2025)

Property Details

APN / Parcel Number

Primary APN222531475100012520

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,720 sqft Heated Area
Gross Area2,245 sqft Gross Area
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2023
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,227 sqft (0.119 acres)
Garage TypeFinished Garage
PorchOpen Porch
Porch Area105 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address973 SILVERBELL TRL
CitySAINT CLOUD
StateFL
Zip34771-7819
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPRAIRIE OAKS PB 31 PGS 166-172 LOT 252
Legal Lot Number252
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1038
Census Tract43700

Owner

Source: Osceola County records · APN 222531475100012520

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address973 SILVERBELL TRL, SAINT CLOUD, FL 34771-7819
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2023Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
DHI MORTGAGE COMPANY LTD
Jul 13, 2022Special Warranty Deed, Construction Loan
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 16, 2024
Deed SaleDec 16, 2024
Prior SaleJul 13, 2022 · Amount on Record
Deed Doc Number0067131670
Deed Book / Page6478 / 663
Prior Transfer DateSep 22, 2023
Prior Transfer Doc2023124919
Record RefreshedJun 08, 2026

September 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 22, 2023
Property Address973 SILVERBELL TRL, SAINT CLOUD, FL 34771-7819
Document Number0064780663
Book / Page6478 / 663
Map ReferenceMB 31 PG 166-172
Instrument DateSep 19, 2023
Instrument2023124919
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,709.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address973 SILVERBELL TRL, SAINT CLOUD, FL 34771-7819

Mortgage

Document Number0006478666
DateSep 22, 2023
Instrument6478/666
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

July 2022: Special Warranty Deed, Construction Loan

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 13, 2022
Property Address973 SILVERBELL TRL, SAINT CLOUD, FL 34771-7819
Document Number0062502966
Book / Page6250 / 2966
Map ReferenceMB 31 PG 167
Instrument DateJul 12, 2022
Instrument2022108483
Transaction TypeConstruction Loan
Record UpdatedDec 12, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$66,920.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address8529 SOUTHPARK CIR STE 130, 130, ORLANDO, FL 32819-9016

Transferred To (Grantee/Buyer)

NameVerified Name
Address10192 DOWDEN RD, ORLANDO, FL 32832-5128

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,979.00 (+375.55%) Homeowner's exemption$348,800 (+365.07%) Land $75,000 Building $273,800$348,800 (+365.07%) Land $75,000 Building $273,800
2023$1,047.00 (+114.11%)$75,000 (+114.29%) Land $75,000$75,000 (+114.29%) Land $75,000
2022$489.00$35,000 Land $35,000$35,000 Land $35,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskHigh
above 84% of the US · above 76% of Florida
Wildfire LikelihoodAbout 1 in 96 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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