973 S Oak St, Gilbert, AZ 85233 Property Records

Maricopa County property record for 973 S Oak St, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,903 sqft · built 1999
Lot Size	0.172 acres (7,524 sqft)
Owner	Individual Name on Record
Last Sale	$625,000 (Jun 2023)
Tax Bill	$1,964 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`302-82-817`

Property Details

APN / Parcel Number

Primary APN	`302-82-817`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,903 sqft Living Area
1st Floor Area	1,903 sqft

Exterior

Year Built	Built 1999
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,524 sqft (0.172 acres)
View / Lot	Lake
Parking Spaces	3 Parking Spaces
Pool Area	264 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	973 S OAK ST
City	GILBERT
State	AZ
Zip	85233-7742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	RAVEN RANCH MCR 471-22
Legal Range	05E
Legal Township	01S
Legal Section	24
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	RAVEN RANCH
Legal Lot Number	73
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2002
Census Tract	814300

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	973 S OAK ST, GILBERT, AZ 85233-7742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Sep 8, 2020	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
May 24, 2017	Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2023 · Amount on Record
Deed Sale	Jun 20, 2023 · Amount on Record
Prior Sale	Sep 8, 2020 · Amount on Record
Deed Document Number	20230318963
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 20, 2023
Property Address	973 S OAK ST, GILBERT, AZ 85233-7742
Document Number	0000318963
Map Reference	MB 471 PG 22
Instrument Date	Jun 12, 2023
Instrument	20230318963
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	973 S OAK ST, GILBERT, AZ 85233-7742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 S OAK ST, GILBERT, AZ 85233-7742

Mortgage

Document Number	0000318964
Date	Jun 20, 2023
Instrument	20230318964

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	973 S OAK ST, GILBERT, AZ 85233-7742
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000812308
Date	Oct 11, 2019
Instrument	20190812308

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 8, 2020
Property Address	973 S OAK ST, GILBERT, AZ 85233-7742
Document Number	0000835296
Map Reference	MB 471 PG 22
Instrument Date	Aug 10, 2020
Instrument	20200835296
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	455 TAFT AVE, 455, GLEN ELLYN, IL 60137-6202

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	973 S OAK ST, GILBERT, AZ 85233-7742

Mortgage

Document Number	0000835297
Date	Sep 8, 2020
Instrument	20200835297

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 24, 2017
Property Address	973 S OAK ST, GILBERT, AZ 85233-7742
Document Number	0000376035
Map Reference	MB 471 PG 22
Instrument Date	May 17, 2017
Instrument	2017-0376035
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	SECURITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	973 S OAK ST, 973, GILBERT, AZ 85233-7742

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	973 S OAK ST, GILBERT, AZ 85233-7742

Mortgage

Document Number	0000376036
Date	May 24, 2017
Instrument	2017-0376036

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,430 (-)	$494,300 (-) Land $98,800 Building $395,500
2025	$1,964.00 (+3.21%)
2024		$49,430 (+19.63%)	$494,300 (+19.63%) Land $98,800 Building $395,500
2023	$1,903.00 (+3.26%)	$41,320 Land $8,260 Building $33,060	$413,200 Land $82,600 Building $330,600
2022	$1,843.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, GeoLinks, Tristate Wi-Fi by Wi-Fiber.

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