973 S Grove St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 973 S Grove St, Ripon, WI 54971

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,764 sqft · built 1963
Lot Size	0.231 acres (10,062 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Sep 2023)
Tax Bill	$3,804 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Mar 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-99-HF-060-00`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-99-HF-060-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,764 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	588 sqft
Finished Basement	588 sqft
Game Room	Game Room

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	10,062 sqft (0.231 acres)
Lot Dimensions	11.4 ft deep x 10.5 ft wide
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	216 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	973 S GROVE ST
City	RIPON
State	WI
Zip	54971-1828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Description	S28 T16N R14E HANSON'S PLAT LOT 6 & S 17' OF LOT 7
Legal Range	14E
Legal Township	16N
Legal Section	28
Legal Subdivision	HANSON'S PLAT
Legal Lot Number	6-7
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	3
Census Block	3016
Census Tract	41600

Owner

Source: Fond Du Lac County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	973 S GROVE ST, RIPON, WI 54971-1828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Mar 6, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FIRST CU
Nov 2, 2018	Warranty Deed, Transfer · Conventional Mortgage EDUCATORS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2023 · Amount on Record
Deed Sale	Sep 26, 2023 · Amount on Record
Prior Sale	Nov 2, 2018 · Amount on Record
Deed Document Number	20231188160
Record Updated	Jun 8, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Sep 26, 2023
Property Address	973 S GROVE ST, RIPON, WI 54971-1828
Document Number	0001188160
Instrument Date	Sep 22, 2023
Instrument	1188160
Transaction Type	Transfer
Record Updated	Oct 23, 2023
Title Company	NOT AVAILABLE, GUARANTY CLOSING & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$765.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 S GROVE ST, RIPON, WI 54971-1828

Mortgage

Document Number	0001188161
Date	Sep 26, 2023
Instrument	1188161

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	973 S GROVE ST, RIPON, WI 54971-1828
Transaction Type	Mortgage
Record Updated	Apr 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001181094
Date	Mar 6, 2023
Instrument	1181094

Lender

Name	COMMUNITY FIRST CU
Type	Credit Union
Address	APPLETON, WI 54912

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	71 Months
Due	Feb 27, 2029

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Nov 2, 2018
Property Address	973 S GROVE ST, RIPON, WI 54971-1828
Document Number	0001106302
Instrument Date	Oct 29, 2018
Instrument	1106302
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	GUARANTY TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$507.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	973 S GROVE ST, RIPON, WI 54971-1828

Mortgage

Document Number	0001106303
Date	Nov 2, 2018
Instrument	1106303

Lender

Name	EDUCATORS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2028

Tax Assessment & Valuation

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,804.00 (+27.48%)	$164,100 (+12.55%) Land $20,000 Building $144,100	$253,099 (+47.76%) Land $30,847 Building $222,252
2023	$2,984.00 (+2.93%) Homeowner's exemption	$145,800 (-) Land $20,000 Building $125,800	$171,287 (+11.48%) Land $23,496 Building $147,791
2022	$2,899.00 Homeowner's exemption	$145,800 Land $20,000 Building $125,800	$153,647 Land $21,076 Building $132,571

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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