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973 Ritchie Rd, Grover Beach, CA 93433 Property Records

San Luis Obispo County property record for 973 Ritchie Rd, Grover Beach, CA 93433 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details1 bd · 2 ba · 1,260 sqft · built 1935
Lot Size0.206 acres (9,000 sqft)
OwnerTrust Name on File
Last Sale$110,000 (Oct 1996)
Tax Bill$2,260 (2025)
Deeds & MortgagesDec 2023 Line of Credit
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN060-014-026

Property Details

APN / Parcel Number

Primary APN060-014-026

Interior

Bedrooms1 Bed
Full Baths2 Baths
Total Rooms2 Rooms
Building Area1,260 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Construction TypeWood
Lot Area9,000 sqft (0.206 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address973 RITCHIE RD
CityGROVER BEACH
StateCA
Zip93433-1131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCY GC TN GRVR PTN LT J
Legal SubdivisionGROVER
Legal Lot NumberJ
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2014
Census Tract12102

Owner

Source: San Luis Obispo County records · APN 060-014-026

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on File
Mailing Address973 RITCHIE RD, GROVER BEACH, CA 93433-1131
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2023Deed of Trust, Mortgage · Line of Credit
BMO BANK NA
Jul 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LENDING LLC
May 20, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 25, 1996 · Amount on Record
Deed SaleOct 25, 1996 · Amount on Record
Prior SaleNov 15, 1996
Deed Document Number0000054890
Last Transfer DateMay 20, 2020
Transfer Doc0000024393
Record UpdatedJun 08, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address973 RITCHIE RD, GROVER BEACH, CA 93433-1131
Transaction TypeMortgage
Record UpdatedDec 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address973 RITCHIE RD, GROVER BEACH, CA 93433-1131

Mortgage

Document Number0000037202
DateDec 15, 2023
Instrument2023037202
Lender
NameBMO BANK NA
TypeBank
AddressCHICAGO, IL 60606
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 12, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address973 RITCHIE RD, GROVER BEACH, CA 93433-1131
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000034877
DateJul 10, 2020
Instrument2020034877
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050
Interest
Rate TypeAdjustable Rate
Rate2.62%
Type Change DateAug 01, 2030
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change4.62%
Index1-Year CMT
Max Rate8.62%

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMay 20, 2020
Property Address973 RITCHIE RD, GROVER BEACH, CA 93433-1131
Document Number0000024393
Instrument DateMay 15, 2020
Instrument24393
Transaction TypeTransfer
Record UpdatedJun 02, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address973 RITCHIE RD GROVER BEACH CA 934331131, GROVER BEACH, CA 93433-1131

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityGrover Beach City
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,260.00 (+3.67%) Homeowner's exemption$203,027 (+4.04%) Land $97,702 Building $105,325
2023$2,180.00 (+1.63%) Homeowner's exemption$195,145 Land $93,909 Building $101,236
2022$2,145.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790121022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force
Nearby Flood Claims4 (1998–2023)
Most Recent ClaimJan 2023, tidal / storm surge, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 725 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Radiate HoldingsFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
Surfnet CommunicationsFixed Wireless100 / 20

May also be available at this address: Verizon, Peak WiFi. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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