973 Quail Creek Rd, Fallbrook, CA 92028 Property Records

San Diego County property record for 973 Quail Creek Rd, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,489 sqft · built 1974
Lot Size	1.68 acres (73,181 sqft)
Owner	Individual Name on Record
Last Sale	$975,000 (Jun 2026)
Tax Bill	$9,108 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2025 Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`105-720-14-00`

Property Details

APN / Parcel Number

Primary APN	`105-720-14-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,489 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	73,181 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	973 QUAIL CREEK RD
City	FALLBROOK
State	CA
Zip	92028-1626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	SEC 18-9-3W NW 1/4 OF POR N 1/2 OF SE 1/4 OF
Legal Range	03W
Legal Township	09
Legal Section	18
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	1
Census Block	1000
Census Tract	18903

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	973 QUAIL CREEK RD, FALLBROOK, CA 92028-1626
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Grant Deed, Transfer · Conventional Mortgage ROCKET TITLE, ROCKET CLOSE AND TITLE
Nov 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING
Aug 15, 2023	Grant Deed, Transfer · Conventional Mortgage WEST CAPITAL LENDING INC
Aug 23, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED FINANCE INC
Dec 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED FINANCE INC
Apr 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED FINANCE INC
Aug 10, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSION FCU
Mar 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED FINANCE INC
Feb 9, 2018	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Aug 17, 2017	Quit Claim Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2026 · Amount on Record
Deed Sale	Jun 5, 2026 · Amount on Record
Prior Sale	Aug 15, 2023 · Amount on Record
Deed Document Number	2026162064
Prior Transfer Date	Mar 30, 1994
Prior Transfer Doc	0000269117
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 5, 2026
Property Address	973 QUAIL CREEK RD, FALLBROOK, CA 92028-1626
Document Number	0000162064
Instrument Date	Jun 2, 2026
Instrument	2026162064
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE AND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108,322.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 QUAIL CREEK RD, FALLBROOK, CA 92028-1626

Mortgage

Document Number	0000162065,
Date	Jun 5, 2026
Instrument	2026162065

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.23%
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	973 QUAIL CREEK RD, FALLBROOK, CA 92028-1626
Transaction Type	Mortgage
Record Updated	Dec 3, 2025
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 QUAIL CREEK RD, FALLBROOK, CA 92028-1626
Investor	Possibly a Property Investor

Mortgage

Document Number	0000331084
Date	Nov 21, 2025
Instrument	2025-0331084

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.8%

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 15, 2023
Property Address	973 QUAIL CREEK RD, FALLBROOK, CA 92028-1626
Document Number	0000221415
Instrument Date	Jul 18, 2023
Instrument	2023-0221415
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	973 QUAIL CREEK RD, FALLBROOK, CA 92028-1626
Investor	Possibly a Property Investor

Mortgage

Document Number	0000221416
Date	Aug 15, 2023
Instrument	2023-0221416

Lender

Name	WEST CAPITAL LENDING INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	973 QUAIL CREEK RD, FALLBROOK, CA 92028-1626
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 QUAIL CREEK RD, FALLBROOK, CA 92028-1626

Mortgage

Document Number	0000337920
Date	Aug 23, 2022
Instrument	2022-0337920

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	973 QUAIL CREEK RD, FALLBROOK, CA 92028-1626
Transaction Type	Mortgage
Record Updated	Jul 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 QUAIL CREEK RD, FALLBROOK, CA 92028-1626

Mortgage

Document Number	0000524756
Date	Jul 22, 2021
Instrument	2021-0524756

Lender

Name	UNITED FINANCE INC
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	973 QUAIL CREEK RD, FALLBROOK, CA 92028-1626
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 QUAIL CREEK RD, FALLBROOK, CA 92028-1626

Mortgage

Document Number	0000532301
Date	Dec 28, 2018
Instrument	2018-0532301

Lender

Name	UNITED FINANCE INC
Type	Non-Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	973 QUAIL CREEK RD, FALLBROOK, CA 92028-1626
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000156671
Date	Apr 29, 2019
Instrument	2019-0156671

Lender

Name	UNITED FINANCE INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	973 QUAIL CREEK RD, FALLBROOK, CA 92028-1626
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000441848
Date	Aug 10, 2020
Instrument	2020-0441848

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 24, 2020
Property Address	973 QUAIL CREEK RD, FALLBROOK, CA 92028-1626
Document Number	0000151170
Instrument Date	Mar 14, 2020
Instrument	2020-0151170
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TITLE CONNECT INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 QUAIL CREEK RD, FALLBROOK, CA 92028-1626

Mortgage

Document Number	0000151171
Date	Mar 24, 2020
Instrument	2020-0151171

Lender

Name	UNITED FINANCE INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	973 QUAIL CREEK RD, FALLBROOK, CA 92028-1626
Document Number	0000066933
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Feb 27, 2018
Title Company	AMERICAN COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	973 QUAIL CREEK RD FALLBROOK CA 920281626, FALLBROOK, CA 92028-1626

Mortgage

Document Number	0000066933
Date	Feb 21, 2018
Instrument	66933

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2048

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 17, 2017
Property Address	973 QUAIL CREEK RD, FALLBROOK, CA 92028-1626
Document Number	0000373808
Instrument Date	Aug 5, 2017
Instrument	373808
Transaction Type	Transfer
Record Updated	Aug 22, 2017
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	973 QUAIL CREEK RD FALLBROOK CA 920281626, FALLBROOK, CA 92028-1626

Mortgage

Document Number	373809
Date	Aug 17, 2017
Instrument	373809

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$861,449 (+2%) Land $393,394 Building $468,055
2025	$9,108.00 (+2.42%)	$844,559 (+92.72%) Land $385,681 Building $458,878
2024	$8,893.00 (+89.58%)
2023	$4,691.00 (-0.04%)	$438,233 Land $200,126 Building $238,107
2022	$4,693.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 69% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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