973 Phillips Way, Hayward, CA 94541 Property Records

Alameda County property record for 973 Phillips Way, Hayward, CA 94541

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 971 sqft · built 1951
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (Aug 2017)
Tax Bill	$6,767 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`432-60-81`

Property Details

APN / Parcel Number

Primary APN	`432-60-81`
Alternative APN	`432-0060-081-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	971 sqft Living Area

Exterior

Year Built	Built 1951
Architectural Style	Other
Construction Type	Wood
Lot Area	5,000 sqft (0.114 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	973 PHILLIPS WAY
City	HAYWARD
State	CA
Zip	94541-7209
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	3
Census Block	3006
Census Tract	436900

Owner

Source: Alameda County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	973 PHILLIPS WAY, HAYWARD, CA 94541-7209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK
Jun 1, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Aug 14, 2017	Affidavit of Death, Transfer FIRST AMERICAN TITLE
Aug 14, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2017 · Amount on Record
Deed Sale	Aug 14, 2017 · Amount on Record
Prior Sale	Mar 23, 2016
Deed Document Number	2017176595
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Aug 25, 2026
Property Address	973 PHILLIPS WAY, HAYWARD, CA 94541-7209
Document Number	0000108989
Instrument Date	Aug 17, 2026
Instrument	2026108989
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$86,435.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 MADRID ST, SAN FRANCISCO, CA 94112-2710

Mortgage

Document Number	0000108990,
Date	Aug 25, 2026
Instrument	2026108990

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	973 PHILLIPS WAY, HAYWARD, CA 94541-7209
Document Number	0000143812
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 PHILLIPS WAY HAYWARD CA 945417209, HAYWARD, CA 94541-7209

Mortgage

Document Number	0000143812
Date	Jun 22, 2020
Instrument	143812

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ALAMEDA CA
Recording Date	Aug 14, 2017
Property Address	973 PHILLIPS WAY, HAYWARD, CA 94541-7209
Document Number	0000176594
Instrument Date	Aug 9, 2017
Instrument	176594
Transaction Type	Transfer
Record Updated	Sep 5, 2017
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23206 GERALDINE CT HAYWARD CA 945413551, HAYWARD, CA 94541-3551

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Aug 14, 2017
Property Address	973 PHILLIPS WAY, HAYWARD, CA 94541-7209
Document Number	0000176595
Instrument Date	Aug 8, 2017
Instrument	176595
Transaction Type	Transfer
Record Updated	Sep 5, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$533.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 PHILLIPS WAY HAYWARD CA 945417209, HAYWARD, CA 94541-7209

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,767.00 (+2.53%) Homeowner's exemption	$551,837 (+4.04%) Land $170,671 Building $381,166
2023	$6,600.00 Homeowner's exemption	$530,410 Land $164,044 Building $366,366

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	530 / 115
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
Sail Internet Fixed Wireless · DSL in parts of the area	200 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sonic Telecom, Verizon.

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