Henderson County property record for 973 Oakcrest Dr, Henderson, KY 42420
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,278 sqft · built 1992 |
| Lot Size | 0.274 acres (11,971 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $74,880 (Aug 1992) |
| Tax Bill | $924 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 64G-88 |
| Primary APN | 64G-88 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,278 sqft Finished Area |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,971 sqft (0.274 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 4652 |
|---|---|
| Street Address | 973 OAKCREST DR |
| City | HENDERSON |
| State | KY |
| Zip | 42420-5318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | SINGLE FAMILY |
| Legal Subdivision | HILLS-MILLCREEK |
| Legal Lot Number | 88 |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | SPOTTSVILLE |
| Census Block Group | 4 |
| Census Block | 4034 |
| Census Tract | 20701 |
973 Oakcrest Dr is owned and occupied by two individuals who bought it in August 1992.
Source: Henderson County records, as of November 24, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 973 OAKCREST DR, HENDERSON, KY 42420-5318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 1992 · Amount on File |
| Deed Sale | Aug 1, 1992 · Amount on File |
| Deed Document Number | 0000424707 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 973 OAKCREST DR, HENDERSON, KY 42420-5318 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0MT1403/36 |
|---|---|
| Date | Sep 16, 2022 |
| Book Page | MT1403/36 |
| Instrument | 2022009636 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2037 |
The 2025 property tax bill for 973 Oakcrest Dr was $924 with a homeowner's exemption.
Source: Henderson County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Municipality | Henderson City |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $924.00 Homeowner's exemption | $132,500 | $132,500 |
| 2023 | $963.00 (+4.79%) Homeowner's exemption | $132,500 (+7.29%) | $132,500 (+7.29%) |
| 2022 | $919.00 Homeowner's exemption | $123,500 | $123,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 973 Oakcrest Dr in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 43 (1997–2019) |
| Claims Outside the SFHA | 1 of 43 |
| Most Recent Claim | Feb 2019 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 973 Oakcrest Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Henderson Municipal Power & Light Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Conexon Connect, Watch TV.
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