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973 N Karen Ave, Clovis, CA 93611 Property Records

Fresno County property record for 973 N Karen Ave, Clovis, CA 93611 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,285 sqft · built 1997
Lot Size0.526 acres (22,920 sqft)
Owner2 Individual Names on File
Tax Bill$4,012 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Feb 2019 Mortgage
Flood ZoneZone X (moderate risk)
APN561-204-06

Property Details

APN / Parcel Number

Primary APN561-204-06

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,285 sqft Living Area
1st Floor Area2,285 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Construction TypeFrame
Lot Area22,920 sqft (0.526 acres)
Lot Dimensions191 ft deep x 120 ft wide
Garage Area664 sqft
Parking Spaces2 Parking Spaces
Pool Area1,832 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration

Location & Zoning

Street Address973 N KAREN AVE
CityCLOVIS
StateCA
Zip93611-7169
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 23 TRACT NO 4404 HORSE RANCH ESTATES
Legal SubdivisionHORSE RANCH ESTATES
Legal Tract4404
Legal Lot Number23
JurisdictionFRESNO CA
Township / Civil DivisionFRESNO
Census Block Group1
Census Block1001
Census Tract5514

Owner

Source: Fresno County records · APN 561-204-06

Assessment roll updated August 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address973 N KAREN AVE, CLOVIS, CA 93611-7169
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2022Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Feb 19, 2019Deed of Trust, Mortgage · Conventional Mortgage
OAKTREE FUNDING CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 31, 1997
Deed SaleMar 31, 1997
Prior SaleNov 27, 1996
Deed Document Number199741963
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRESNO CA
Property Address973 N KAREN AVE, CLOVIS, CA 93611-7169
Transaction TypeMortgage
Record UpdatedMar 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address973 N KAREN AVE, CLOVIS, CA 93611-7169

Mortgage

Document Number0000025162
DateFeb 25, 2022
Instrument2022-0025162
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRESNO CA
Property Address973 N KAREN AVE, CLOVIS, CA 93611-7169
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016352
DateFeb 19, 2019
Instrument2019-0016352
Lender
NameOAKTREE FUNDING CORP
TypeSubprime Lender
AddressUPLAND, CA 91786
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2049

Tax Assessment & Valuation

Source: Fresno County records · Assessment roll updated August 13, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyFresno County
MunicipalityClovis City
Unified School DistrictClovis Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$339,292 (+2%) Land $83,048 Building $256,244
2025$4,012.00 (+4.26%) Homeowner's exemption$332,640 (+4.04%) Land $81,420 Building $251,220
2023$3,848.00 (+1.34%) Homeowner's exemption$319,725 Land $78,259 Building $241,466
2022$3,797.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fresno County (06019C), updated April 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060190055141, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1998)
Most Recent ClaimFeb 1998, river or lake flooding, Severe Winter Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 593 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Verizon, UnWired Broadband Holding, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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