973 Main St, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 973 Main St, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,184 sqft · built 2021
Lot Size	0.443 acres (19,301 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,545,000 (Nov 2025)
Tax Bill	$12,486 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0020 B:0000 L:0619`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0020 B:0000 L:0619`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,184 sqft Living Area
Gross Area	3,261 sqft
Basement Area	1,062 sqft
Unfinished Basement	1,062 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,301 sqft (0.443 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	973 MAIN ST
City	LYNNFIELD
State	MA
Zip	01940-1173
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	619
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	1
Census Block	1005
Census Tract	209200

Owner

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	973 MAIN ST, LYNNFIELD, MA 01940-1173
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Quit Claim Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
May 31, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage A & D MORTGAGE LLC
Nov 12, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CALIBER HOME LOANS INC
Aug 12, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2025 · Amount on Record
Deed Sale	Nov 14, 2025 · Amount on Record
Prior Sale	May 31, 2022 · Amount on Record
Deed Book / Page	43070 / 134
Record Updated	Oct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Nov 14, 2025
Property Address	973 MAIN ST, LYNNFIELD, MA 01940-1173
Document Number	043070-134
Book / Page	43070 / 134
Instrument Date	Nov 14, 2025
Instrument	20251114002740
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	973 MAIN ST, LYNNFIELD, MA 01940-1173

Mortgage

Document Number	20251114002750
Date	Nov 14, 2025
Instrument	20251114002750

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	May 31, 2022
Property Address	973 MAIN ST, LYNNFIELD, MA 01940-1173
Document Number	040967-488
Book / Page	40967 / 488
Instrument Date	May 27, 2022
Instrument	20220531001650
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 PRESTON ST, WAKEFIELD, MA 01880-5113

Mortgage

Document Number	220531001660
Date	May 31, 2022
Instrument	220531001660

Lender

Name	A & D MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Nov 12, 2019
Property Address	973 MAIN ST, LYNNFIELD, MA 01940-1173
Document Number	38017-410
Book / Page	38017 / 410
Instrument Date	Sep 11, 2019
Instrument	20191112003980
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 MAIN ST, LYNNFIELD, MA 01940-1173

Mortgage

Document Number	191112003990
Date	Nov 12, 2019
Instrument	191112003990

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Aug 12, 2019
Property Address	973 MAIN ST, LYNNFIELD, MA 01940-1173
Document Number	37745-469
Book / Page	037745 / 000469
Instrument Date	Oct 5, 1995
Instrument	1908122630
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 MAIN ST LYNNFIELD MA 019401173, LYNNFIELD, MA 01940-1173

Tax Assessment & Valuation

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,486.00 (+12.45%)	$1,089,500 (+3.61%) Land $544,200 Building $511,200	$1,477,366 (-2.8%)
2025	$11,104.00 (+1.83%)	$1,051,500 (+1.35%) Land $523,100 Building $528,400	$1,520,000
2024	$10,904.00 (+28.57%)	$1,037,500 (+38.24%) Land $515,400 Building $522,100
2023	$8,481.00	$750,500 Land $443,600 Building $306,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1978–2015)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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