Shelby County property record for 973 Lydgate Rd, Memphis, TN 38116
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,906 sqft · built 1951 |
| Lot Size | 0.339 acres (14,774 sqft) |
| Owner | Individual on Record |
| Last Sale | $210,000 (Jun 2024) |
| Tax Bill | $1,355 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-7029-0-0001 |
| Primary APN | 07-7029-0-0001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,906 sqft Living Area |
| Gross Area | 2,194 sqft |
| 1st Floor Area | 926 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Cottage |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,774 sqft (0.339 acres) |
| Lot Dimensions | 141 ft deep x 130 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Patio Area | 391 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 973 LYDGATE RD |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38116-6340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Subdivision | WHITEHAVEN PARK SUBDIVISION |
| Legal Lot Number | 39 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 9 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 22500 |
Source: Shelby County assessment roll, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 973 LYDGATE RD, MEMPHIS, TN 38116-6340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Jun 3, 2026 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 6, 2024 | Warranty Deed, Transfer · FHA Mortgage FIRSTTRUST HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2024 · Amount on Record |
| Deed Sale | Jun 6, 2024 · Amount on Record |
| Deed Document Number | 202446699 |
| Prior Transfer Date | Jan 5, 1998 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jun 3, 2026 |
| Property Address | 973 LYDGATE RD, MEMPHIS, TN 38116-6340 |
| Document Number | 0000046048 |
| Instrument Date | Apr 25, 2026 |
| Instrument | 202646048 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 973 LYDGATE RD, MEMPHIS, TN 38116-6340 |
| Document Number | 0000046048, |
|---|---|
| Date | Jun 3, 2026 |
| Instrument | 202646048 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jun 6, 2024 |
| Property Address | 973 LYDGATE RD, MEMPHIS, TN 38116-6340 |
| Document Number | 0024046699 |
| Map Reference | MB 14 PG 17 |
| Instrument Date | May 28, 2024 |
| Instrument | 24046699 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $777.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 973 LYDGATE RD, MEMPHIS, TN 38116-6340 |
| Document Number | 0024046700 |
|---|---|
| Date | Jun 6, 2024 |
| Instrument | 24046700 |
| Name | FIRSTTRUST HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2054 |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,355.00 (+72.83%) | $50,400 (+291.46%) Land $4,275 Building $46,125 | $201,600 (+291.46%) Land $17,100 Building $184,500 |
| 2023 | $12,875 Land $3,325 Building $9,550 | ||
| 2022 | $784.00 | ||
| 2021 | $51,500 Land $13,300 Building $38,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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