Pinellas County property record for 973 Howard Ave, Dunedin, FL 34698
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 892 sqft · built 1947 |
| Lot Size | 0.132 acres (5,759 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $88,500 (Dec 2004) |
| Tax Bill | $577 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-743-1424-6 |
| Primary APN | C62-000-743-1424-6 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 892 sqft Living Area |
| Gross Area | 1,264 sqft |
| 1st Floor Area | 892 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 5,759 sqft (0.132 acres) |
| Lot Dimensions | 120 ft deep x 48 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open/Unfinished Porch |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | 112 sqft |
| Patio Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | R290369 |
|---|---|
| Street Address | 973 HOWARD AVE |
| City | DUNEDIN |
| State | FL |
| Zip | 34698-4924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EDENHURST SUB BLK 1, LOT 5 |
| Legal Range | 15E |
| Legal Township | 28S |
| Legal Section | 27 |
| Legal Subdivision | EDENHURST SUB |
| Legal Tract | 24300 |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 27108 |
Source: Pinellas County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 973 HOWARD AVE, DUNEDIN, FL 34698-4924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 29, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION |
| Jul 17, 2020 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY/THE US DEPT/HSNG & U |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2004 · Amount on Record |
| Deed Sale | Dec 7, 2004 · Amount on Record |
| Deed Document Number | 2004476170 |
| Deed Book / Page | 13987 / 402 |
| Last Transfer Date | Jul 22, 2026 |
| Transfer Doc | 0000203094 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jul 29, 2026 |
| Property Address | 973 HOWARD AVE, DUNEDIN, FL 34698-4924 |
| Document Number | 0000203094 |
| Book / Page | 23644 / 354 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 2026203094 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | LAND TITLE, BELL LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 973 HOWARD AVE, DUNEDIN, FL 34698-4924 |
| Document Number | 0000203095, |
|---|---|
| Date | Jul 29, 2026 |
| Instrument | 2026203095 |
| Name | AMERICAN PACIFIC MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 973 HOWARD AVE, DUNEDIN, FL 34698-4924 |
| Document Number | 0211651689 |
| Instrument Date | Jul 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 973 HOWARD AVE DUNEDIN FL 346984924, DUNEDIN, FL 34698-4924 |
| Document Number | 0211651689 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | 021165/001689 |
| Instrument | 274880 |
| Name | SECRETARY/THE US DEPT/HSNG & U |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 14, 2040 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Dunedin City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $577.00 (+6.26%) Homeowner's exemption | $71,817 (+5.99%) | $382,068 (+3.86%) Land $297,049 Building $85,019 |
| 2023 | $543.00 (+1.5%) Homeowner's exemption | $67,760 (+3%) | $367,880 (-2.84%) Land $295,537 Building $72,343 |
| 2022 | $535.00 Homeowner's exemption | $65,786 | $378,614 Land $322,749 Building $55,865 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 79 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 173 units insured incl. 94 condo units |
| Nearby Flood Claims | 15 (2023–2024) |
| Claims Outside the SFHA | 2 of 15 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 32 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Frontier, Verizon.
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