973 Holton Ave, Brainerd, MN 56401 Property Records

Crow Wing County property record for 973 Holton Ave, Brainerd, MN 56401 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1,381 sqft · built 2019
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$349,900 (Jun 2026)
Tax Bill	$3,224 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`092710040040009`

Property Details

APN / Parcel Number

Primary APN	`092710040040009`
Alternative APNs	`41290571` `165138` `178599`

Interior

Stories	1 Story
Building Area	1,381 sqft Living Area
Gross Area	1,437 sqft
1st Floor Area	1,381 sqft
Basement Area	564 sqft
Finished Basement	564 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Area	729 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	176 sqft
Storage Building	140 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	178599
Street Address	973 HOLTON AVE
City	BRAINERD
State	MN
Zip	56401-6321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLOCK 4
Legal Range	30W
Legal Township	45N
Legal Section	29
Legal Subdivision	BRAINERD OAKS
Legal Block	4
Legal Lot Number	4
Jurisdiction	CROW WING MN
Township / Civil Division	BRAINERD
Census Block Group	1
Census Block	1002
Census Tract	951100

Owner

Source: Crow Wing County records · APN 092710040040009

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	973 HOLTON AVE, BRAINERD, MN 56401-6321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 29, 2026 · Amount on Record
Deed Sale	Jun 29, 2026 · Amount on Record
Prior Sale	Jun 05, 2023 · Amount on Record
Deed Document Number	20261025710
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROW WING MN
Recording Date	Jun 29, 2026
Property Address	973 HOLTON AVE, BRAINERD, MN 56401-6321
Document Number	0001025710
Instrument Date	Jun 18, 2026
Instrument	20261025710
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$116,621.67
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	973 HOLTON AVE, BRAINERD, MN 56401-6321

Mortgage

Document Number	0001025711,
Date	Jun 29, 2026
Instrument	20261025711

Lender

Name	LUMINATE HOME LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate	6.36%
Max Rate	-1%

Tax Assessment & Valuation

Source: Crow Wing County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Brainerd City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,224.00 (+1%)	$319,254 (+0.24%)	$335,600 (+5.37%) Land $46,700 Building $288,900
2025		$318,500 (-9.75%) Land $46,100 Building $272,400	$318,500 (-9.75%) Land $46,100 Building $272,400
2023	$3,192.00 Homeowner's exemption	$352,900 Land $41,700 Building $311,200	$352,900 Land $41,700 Building $311,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Crow Wing County (27035C), updated August 15, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 60% of Minnesota
Wildfire Likelihood	About 1 in 3,226 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 161 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Consolidated Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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