Monroe County property record for 973 Gibraltar Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,221 sqft · built 2015 |
| Lot Size | 0.144 acres (6,300 sqft) |
| Owner | Company Name on Record |
| Last Sale | $170,000 (Apr 2014) |
| Tax Bill | $5,138 (2024) |
| Deeds & Mortgages | Apr 2017 Loan Modification |
| Flood Zone | Zone AE (high risk) |
| APN | 00545710-000000 |
| Primary APN | 00545710-000000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,221 sqft Living Area |
| 1st Floor Area | 1,221 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Other |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 6,300 sqft (0.144 acres) |
| Lot Dimensions | 105 ft deep x 60 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Pool Type | Public / Commercial Pool |
| Porch | Open Porch |
| Porch Area | 958 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1669211 |
|---|---|
| Street Address | 973 GIBRALTAR RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2 LT 10 WINSTON PARK SUB PB4-104 KEY LARGO OR231-372/73 OR794-1307 OR1013-313 OR1466-1088/91F/J OR1630-1184 OR2680-876/77 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 22 |
| Legal Subdivision | WINSTON PARK |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 9060, FORT LAUDERDALE, FL 33310-9060 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 21, 2014 · Amount on Record |
| Deed Sale | Apr 21, 2014 · Amount on Record |
| Deed Document Number | 1977298 |
| Deed Book / Page | 2680 / 0876 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 973 GIBRALTAR RD, KEY LARGO, FL 33037-4608 |
| Document Number | 0028510952 |
| Book / Page | 002851 / 000952 |
| Instrument Date | Apr 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 920 LOBSTER LN KEY LARGO FL 330373860, KEY LARGO, FL 33037-3860 |
| Document Number | 0028510952 |
|---|---|
| Date | Apr 27, 2017 |
| Book Page | 002851/000952 |
| Instrument | 2120663 |
| Name | DAVID KROHN |
|---|---|
| Address | 1757 N POWERLINE RD, POMPANO BEACH, FL 33069-1624 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $636,583 (+8.13%) Land $285,012 Building $351,571 | $636,583 (+8.13%) Land $285,012 Building $351,571 | |
| 2024 | $5,138.00 (+8.79%) | ||
| 2023 | $4,723.00 (+11.63%) | $588,734 (+11.15%) Land $277,830 Building $310,904 | $588,734 (+11.15%) Land $277,830 Building $310,904 |
| 2022 | $4,231.00 | $529,672 Land $215,460 Building $314,212 | $529,672 Land $215,460 Building $314,212 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 245 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 245 in force |
| Nearby Flood Claims | 161 (1992–2023) |
| Claims Outside the SFHA | 6 of 161 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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