973 Euclid St, Saint Paul, MN 55106 Property Records

Ramsey County property record for 973 Euclid St, Saint Paul, MN 55106

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,435 sqft · built 1890
Lot Size	0.114 acres (4,960 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Jan 2022)
Tax Bill	$4,790 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-29-22-31-0127`

Property Details

APN / Parcel Number

Primary APN	`33-29-22-31-0127`
Alternative APNs	`8291510` `663177`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,435 sqft Living Area
1st Floor Area	1,021 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1935
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	4,960 sqft (0.114 acres)
Lot Dimensions	124 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Water Source	Well

Location & Zoning

Account Number	663177
Street Address	973 EUCLID ST
City	SAINT PAUL
State	MN
Zip	55106-5614
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	STINSONS SUB OF B80 LYMAN DAY LOT 24 BLK 80
Legal Range	22
Legal Township	29
Legal Section	33
Legal Subdivision	STINSONS SUB OF B80 LYMAN DAY
Legal Block	80
Legal Lot Number	24
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2002
Census Tract	34500

Owner

973 Euclid St, a duplex, is owned and occupied by an individual who bought it in January 2022.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	973 EUCLID ST, SAINT PAUL, MN 55106-5614
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Warranty Deed, Transfer · FHA Mortgage US BANK NA
Feb 22, 2017	Warranty Deed, Transfer · FHA Mortgage SUMMIT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2022 · Amount on File
Deed Sale	Jan 6, 2022 · Amount on File
Prior Sale	Feb 22, 2017 · Amount on File
Deed Document Number	20224928075
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 6, 2022
Property Address	973 EUCLID ST, SAINT PAUL, MN 55106-5614
Document Number	0A04928075
Instrument Date	Nov 12, 2021
Instrument	A04928075
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	TITLE SPECIALISTS INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$924.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 EUCLID ST, SAINT PAUL, MN 55106-5614

Mortgage

Document Number	0A04928076
Date	Jan 6, 2022
Instrument	A04928076

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2051

Mortgage

Document Number	0A04928077
Date	Jan 6, 2022
Instrument	A04928077

Lender

Name	US BANK NA
Type	Bank
Address	JAMAICA, VT 5343

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2051

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 22, 2017
Property Address	973 EUCLID ST, SAINT PAUL, MN 55106-5614
Document Number	0004648127
Instrument Date	Feb 3, 2017
Instrument	4648127
Transaction Type	Transfer
Record Updated	May 10, 2017
Title Company	TITLE SMART INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 EUCLID ST ST PAUL MN 551065614, ST PAUL, MN 55106-5614

Mortgage

Document Number	4648128
Date	Feb 22, 2017
Instrument	4648128

Lender

Name	SUMMIT MTG
Type	Mortgage Company
Address	PLYMOUTH, MN 55441

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 973 Euclid St was $4,790.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,500 Land $25,000 Building $256,500	$281,500 Land $25,000 Building $256,500
2025	$4,790.00
2023	$5,234.00	$272,000 Land $13,000 Building $259,000	$272,000 Land $13,000 Building $259,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 973 Euclid St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 973 Euclid St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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