973 E Silver Shoals Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 973 E Silver Shoals Rd, Toccoa, GA 30577 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1987
Square Footage	1,879 sqft Heated Area
Lot Size	636,412 sqft (14.6 acres)
Garage	484 sqft
Occupancy	Owner Occupied
Tax Bill	$1,036.00 (2025)

Owner

Source: Stephens County records · APN 058 117

Assessment roll updated March 12, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	973 E SILVER SHOALS RD, TOCCOA, GA 30577-7318
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 22, 2025
Deed Sale	Sep 22, 2025
Prior Sale	Dec 30, 2010
Deed Doc Number	20252952
Deed Book / Page	1423 / 212
Prior Transfer Date	Sep 16, 2025
Prior Transfer Doc	0014230212
Record Refreshed	Jun 08, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Sep 22, 2025
Property Address	973 E SILVER SHOALS RD, TOCCOA, GA 30577-7318
Document Number	0014230212
Book / Page	1423 / 212
Instrument Date	Sep 16, 2025
Instrument	2025002952
Transaction Type	Transfer
Record Updated	Oct 28, 2025

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	973 E SILVER SHOALS RD, TOCCOA, GA 30577-7318

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,036.00 (+43.69%) Homeowner's exemption Senior Citizen's exemption	$101,753 (+38.35%) Land $21,048 Building $80,705	$254,381 (+38.35%) Land $52,619 Building $201,762
2024	$721.00 (-29.17%) Homeowner's exemption Senior Citizen's exemption	$73,550 (+6.46%) Land $21,048 Building $52,502	$183,873 (+6.45%) Land $52,619 Building $131,254
2023	$1,018.00 (-48.48%) Homeowner's exemption	$69,090 (+4.09%) Land $20,443 Building $48,647	$172,724 (+4.08%) Land $51,107 Building $121,617
2022	$1,976.00 Homeowner's exemption	$66,378 Land $20,547 Building $45,831	$165,946 Land $51,368 Building $114,578

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 59% of Georgia
Wildfire Likelihood	About 1 in 833 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`058 117`
Alternative APN	`288000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,879 sqft Heated Area
Stories	1 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1987
Architectural Style	Ranch Style
Exterior Material	Brick Exterior
Construction Type	Brick Construction
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	636,412 sqft (14.6 acres)
Garage Area	484 sqft Garage

Exterior Amenities

Patio Area	144 sqft Patio
Porch Area	258 sqft Porch
Topography	Gentle Slope Topography
Utility Building	96 sqft Utility Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	288000
Street Address	973 E SILVER SHOALS RD
City	TOCCOA
State	GA
Zip	30577-7318
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TRACTS 1, 1A & 1B E SILVER SHOALS RD
Legal Subdivision	0400 - PRIMARY - AC
Legal Tract	1
Jurisdiction	STEPHENS GA
Minor Civil Division	ROCK CREEK
Census Blockgroup	3
Census Block	3001
Census Tract	970202