Merced County property record for 973 Colorado Dr, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,161 sqft · built 1963 |
| Lot Size | 0.337 acres (14,691 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Sep 2024) |
| Tax Bill | $4,888 (2025) |
| Deeds & Mortgages | Aug 2019 Reverse Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-212-014-000 |
| Primary APN | 007-212-014-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,161 sqft Living Area |
| Gross Area | 2,749 sqft |
| 1st Floor Area | 2,161 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 14,691 sqft (0.337 acres) |
| Garage Type | Attached |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 253 sqft |
| Patio Area | 253 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 007-212-014 |
|---|---|
| Street Address | 973 COLORADO DR |
| City | MERCED |
| State | CA |
| Zip | 95340-2511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HARRIS AC #2 LOT 15 |
| Legal Subdivision | HARRIS |
| Legal Lot Number | 15 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 1200 |
973 Colorado Dr is owned and occupied by two individuals who bought it in September 2024.
Source: Merced County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 973 COLORADO DR, MERCED, CA 95340-2511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 2, 2019 | Deed of Trust, Mortgage · Reverse Mortgage LIBERTY HOME EQUITY SOLUTIONS INC |
| Jul 22, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2024 · Amount on File |
| Deed Sale | Sep 9, 2024 · Amount on File |
| Deed Document Number | 202421291 |
| Prior Transfer Date | Aug 12, 2024 |
| Prior Transfer Doc | 0000019484 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 973 COLORADO DR, MERCED, CA 95340-2511 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | PREMIUM TITLE OF CA INC |
| Name | Verified Name |
|---|
| Document Number | 0000023674 |
|---|---|
| Date | Aug 2, 2019 |
| Instrument | 2019023674 |
| Name | LIBERTY HOME EQUITY SOLUTIONS INC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | FLINT, MI 48501 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 685 Months |
| Due | Sep 18, 2076 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.1% |
| Type Change Date | Aug 1, 2020 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 973 COLORADO DR, MERCED, CA 95340-2511 |
| Document Number | 0000023675 |
| Instrument Date | Jul 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2019 |
| Title Company | PREMIUM TITLE/CA INC |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 973 COLORADO DR MERCED CA 953402511, MERCED, CA 95340-2511 |
| Document Number | 0000023675 |
|---|---|
| Date | Aug 2, 2019 |
| Instrument | 23675 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 684 Months |
| Due | Aug 1, 2076 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.1% |
The 2025 property tax bill for 973 Colorado Dr was $4,888, up 65% from the year before.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $448,800 (+2%) Land $153,000 Building $295,800 | |
| 2025 | $4,888.00 (+65.02%) | $440,000 Land $150,000 Building $290,000 |
| 2024 | $2,962.00 (+1.47%) | |
| 2023 | $2,919.00 (+1.39%) Homeowner's exemption | $277,363 Land $76,268 Building $201,095 |
| 2022 | $2,879.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 973 Colorado Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 973 Colorado Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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