973 Cogliandro Dr, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 973 Cogliandro Dr, Chesapeake, VA 23320

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,492 sqft · built 1976
Lot Size0.275 acres (11,979 sqft)
OwnerIndividual Name on Record
Last Sale$235,000 (Jun 2016)
Tax Bill$1,686 (2025)
Deeds & MortgagesMay 2018 Line of Credit
Apr 2021 Refinance
APN0371010000430

Property Details

APN / Parcel Number

Primary APN0371010000430

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,492 sqft Living Area
1st Floor Area1,492 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,979 sqft (0.275 acres)
Lot Dimensions130 ft deep x 90 ft wide
Garage TypeAttached
Garage Area638 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area20 sqft
Patio Area638 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address973 COGLIANDRO DR
CityCHESAPEAKE
StateVA
Zip23320-2954
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10S: RESI
Legal Description43 NORCOVA ESTATES SEC 7-A
Legal SubdivisionSHARON ACRES,NORCOVA ESTATES,GREEN MANOR
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1004
Census Tract20810

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address973 COGLIANDRO DR, CHESAPEAKE, VA 23320-2954
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Apr 22, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 7, 2016 · Amount on Record
Deed SaleJun 7, 2016 · Amount on Record
Deed Document Number201614884
Deed Book / Page9654 / 627
Record UpdatedOct 29, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address973 COGLIANDRO DR, CHESAPEAKE, VA 23320-2954
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number009911/838
DateMay 11, 2018
Book Page9911/838
Instrument180012054
Lender
NameBANK OF AMERICA NA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueApr 28, 2048
Interest
Rate TypeAdjustable Rate

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address973 COGLIANDRO DR, CHESAPEAKE, VA 23320-2954
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10357/1440
DateApr 22, 2021
Book Page10357/1440
Instrument210018685
Lender
NameQUICKEN LOANS LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term359 Months
DueMar 1, 2051
Interest
Rate TypeFixed Rate
Rate2.99%

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$380,200 (+5.64%) Land $180,000 Building $200,200$380,200 (+5.64%) Land $180,000 Building $200,200
2025$1,686.00 (-33.33%)$359,900 (+14.25%) Land $160,000 Building $199,900$359,900 (+14.25%) Land $160,000 Building $199,900
2023$315,000 (+8.55%) Land $125,000 Building $190,000$315,000 (+8.55%) Land $125,000 Building $190,000
2022$290,200 Land $115,000 Building $175,200$290,200 Land $115,000 Building $175,200
2019$2,529.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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