973 Clearfields Ln, Crozet, VA 22932 Property Records

Albemarle County property record for 973 Clearfields Ln, Crozet, VA 22932 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,717 sqft · built 1999
Lot Size	0.488 acres (21,257 sqft)
Owner	Individual Name on File
Last Sale	$471,750 (May 2019)
Tax Bill	$6,522 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`056E0-02-00-02100`

Property Details

APN / Parcel Number

Primary APN	`056E0-02-00-02100`
Alternative APN	`17380`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,717 sqft Finished Area
Basement Area	1,360 sqft
Finished Basement	1,100 sqft
Unfinished Basement	260 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	21,257 sqft (0.488 acres)
Garage Area	478 sqft

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Deck Area	244 sqft
Patio Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	973 CLEARFIELDS LN
City	CROZET
State	VA
Zip	22932-3152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTERN RIDGE 21 PH-4A
Legal Subdivision	WESTERN RIDGE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	2
Census Block	2000
Census Tract	11102

Owner

Source: Albemarle County records · APN 056E0-02-00-02100

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	973 CLEARFIELDS LN, CROZET, VA 22932-3152
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Line of Credit CREDIT UNION COMMUNITY CREDIT UNION
Sep 03, 2020	Deed of Trust, Mortgage · Conventional with PMI NFM LNDG
May 10, 2019	Warranty Deed, Transfer · Conventional with PMI NFM LNDG
Apr 18, 2018	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 10, 2019 · Amount on Record
Deed Sale	May 10, 2019 · Amount on Record
Prior Sale	Dec 08, 2008 · Amount on Record
Deed Document Number	20194446
Deed Book / Page	5164 / 598
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 24, 2026
Property Address	973 CLEARFIELDS LN, CROZET, VA 22932-3152
Document Number	0000006215
Instrument Date	Jun 17, 2026
Instrument	20266215
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 CLEARFIELDS LN, CROZET, VA 22932-3152

Mortgage

Document Number	0000006215,
Date	Jun 24, 2026
Instrument	20266215

Lender

Name	CREDIT UNION COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	973 CLEARFIELDS LN, CROZET, VA 22932-3152
Document Number	0000012287
Instrument Date	Sep 03, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	973 CLEARFIELDS LN CROZET VA 229323152, CROZET, VA 22932-3152

Mortgage

Document Number	0000012287
Date	Sep 09, 2020
Book Page	005384/000122
Instrument	12287

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 08, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 10, 2019
Property Address	973 CLEARFIELDS LN, CROZET, VA 22932-3152
Document Number	0000004446
Book / Page	005164 / 000598
Instrument Date	May 07, 2019
Instrument	4446
Transaction Type	Transfer
Record Updated	Jun 06, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$471.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	973 CLEARFIELDS LN CROZET VA 229323152, CROZET, VA 22932-3152

Mortgage

Document Number	4447
Date	May 10, 2019
Book Page	005164/000602
Instrument	4447

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 09, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	973 CLEARFIELDS LN, CROZET, VA 22932-3152
Document Number	0000004308
Instrument Date	Apr 18, 2018
Transaction Type	Mortgage
Record Updated	May 08, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 CLEARFIELDS LN CROZET VA 229323152, CROZET, VA 22932-3152

Mortgage

Document Number	0000004308
Date	Apr 25, 2018
Book Page	005038/000241
Instrument	4308

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,522.00 (+16.78%)	$729,500 (+26.56%) Land $200,000 Building $529,500	$729,500 (+26.56%) Land $200,000 Building $529,500
2025	$5,585.00 (+13.47%)
2023	$4,922.00	$576,400 Land $167,500 Building $408,900	$576,400 Land $167,500 Building $408,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510030111022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 296 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
T-Mobile USA	Fiber	5,000 / 5,000
Xfinity	Cable	1,200 / 35

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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