973 Cherry St, Winnetka, IL 60093 Property Records

Cook County property record for 973 Cherry St, Winnetka, IL 60093 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,087 sqft · built 2020
Lot Size	0.253 acres (11,025 sqft)
Owner	Individual Name on File
Last Sale	$1,930,000 (Feb 2020)
Tax Bill	$40,901 (2023)
Deeds & Mortgages	Nov 2024 Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-20-214-015`

Property Details

APN / Parcel Number

Primary APN	`05-20-214-015`
Alternative APN	`05-20-214-015-0000`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,087 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,025 sqft (0.253 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	973 CHERRY ST
City	WINNETKA
State	IL
Zip	60093-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(PROVIDENT)(MUTUAL)(ASSOCIATION) SUB OF BLKS7-12 & 28 -33 & 54-59 IN VILLAGE OF WINNETKA IN WH NE SEC 20-42-13
Legal Range	13E
Legal Township	42N
Legal Section	20
Legal Subdivision	PROVIDENT MUTUAL ASSOCIATION
Legal Block	7-12
Legal Lot Number	15,16
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	4
Census Block	4001
Census Tract	800500

Owner

Source: Cook County records · APN 05-20-214-015

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	973 CHERRY ST, WINNETKA, IL 60093-2412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2024	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN COMMUNITY BANK & TRUST
Feb 13, 2020	Warranty Deed, Transfer · Conventional Mortgage UBS BANK USA
Jun 13, 2018	Warranty Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 13, 2020 · Amount on Record
Deed Sale	Feb 13, 2020 · Amount on Record
Prior Sale	Jun 13, 2018 · Amount on Record
Deed Document Number	202022054
Prior Transfer Date	Jul 31, 2003
Prior Transfer Doc	0000020053
Record Updated	Sep 20, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	973 CHERRY ST, WINNETKA, IL 60093-2412
Transaction Type	Mortgage
Record Updated	May 08, 2026
Title Company	FREEDOM TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031720417
Date	Nov 12, 2024
Instrument	2431720417

Lender

Name	AMERICAN COMMUNITY BANK & TRUST
Type	Bank
Address	ZION, IL 60099

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Feb 13, 2020
Property Address	973 CHERRY ST, WINNETKA, IL 60093-2412
Document Number	0004422054
Instrument Date	Jan 31, 2020
Instrument	2004422054
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,930.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 CHERRY ST, WINNETKA, IL 60093-2412

Mortgage

Document Number	0004422055
Date	Feb 13, 2020
Instrument	2004422055

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Feb 01, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 13, 2018
Property Address	973 CHERRY ST, WINNETKA, IL 60093-2412
Document Number	1816449051
Instrument Date	May 31, 2018
Instrument	16449051
Transaction Type	Transfer
Record Updated	Jun 20, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$715.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1070 SUNSET RD WINNETKA IL 600933625, WINNETKA, IL 60093-3625

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Winnetka Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Winnetka School District 36 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$245,699 (+31.85%) Land $35,831 Building $209,868	$2,456,990 (+31.85%) Land $358,310 Building $2,098,680
2023	$40,901.00 (+2.45%)
2022	$39,923.00	$186,344 Land $30,318 Building $156,026	$1,863,440 Land $303,180 Building $1,560,260

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170318005004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 101 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	101 in force
Nearby Flood Claims	68 (1987–2022)
Claims Outside the SFHA	6 of 68
Most Recent Claim	Jul 2022, other causes
Claims By Storm	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Sep 2008 · 8 claims Severe Storms & Flooding, Aug 1987 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 500 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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