St. Charles County property record for 973 Charles Dr, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,152 sqft · built 1960 |
| Lot Size | 0.373 acres (16,250 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,378 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 915150A000 |
| Primary APN | 915150A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 16,250 sqft (0.373 acres) |
| Lot Dimensions | 125 ft deep x 130 ft wide |
| Deck Area | Deck Area |
| Patio Area | 512 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 915150A000 |
|---|---|
| Street Address | 973 CHARLES DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-6151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AE1 |
| Legal Description | SOUTH SHORE BLK 2 LOTS 15-16 |
| Legal Subdivision | SOUTH SHORE |
| Legal Block | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 3 |
| Census Block | 3054 |
| Census Tract | 310100 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2936 ELM ST, SAINT CHARLES, MO 63301-4620 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,488 (-) | $107,830 (-) Land $5,000 Building $102,830 | |
| 2025 | $1,378.00 | $20,488 (+5.17%) | $107,830 (+5.17%) Land $5,000 Building $102,830 |
| 2023 | $19,481 | ||
| 2022 | $102,532 Land $5,000 Building $97,532 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 132 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 132 in force |
| Nearby Flood Claims | 1,900 (1978–2026) |
| Claims Outside the SFHA | 82 of 1,900 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Brown Dog Networks Fixed Wireless | 50 / 10 |
May also be available: T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures