973 Cedar Grove Dr, Cross, SC 29436 Property Records

Berkeley County property record for 973 Cedar Grove Dr, Cross, SC 29436

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 633 sqft
Lot Size	0.446 acres (19,469 sqft)
Owner	Individual Name on File
Tax Bill	$1,618 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit Feb 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`053-00-02-024`

Property Details

APN / Parcel Number

Primary APN	`053-00-02-024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	633 sqft Finished Area
Gross Area	1,672 sqft
1st Floor Area	633 sqft

Exterior

Exterior Material	Wood
Lot Area	19,469 sqft (0.446 acres)
Garage Area	483 sqft

Exterior Amenities

Porch	Patio
Porch Area	261 sqft
Deck Area	300 sqft
Patio Area	275 sqft
Shed	1 Shed
Shed Area	352 sqft
Storage Building	40 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	973 CEDAR GROVE DR
City	CROSS
State	SC
Zip	29436-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 767CROSS SUBD
Legal Subdivision	CROSS SUBD(LONGPOINT)
Jurisdiction	BERKELEY SC
Township / Civil Division	CROSS
Census Block Group	3
Census Block	3023
Census Tract	20101

Owner

973 Cedar Grove Dr, a single family home, is owned by an individual.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	2306 BLUE SHUTTER RD, EDISTO ISLAND, SC 29438-6620
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2019	Deed of Trust, Mortgage · Line of Credit 1ST FED'L SVGS BK/SC INC
Feb 22, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	973 CEDAR GROVE DR, CROSS, SC 29436-3104
Document Number	2929/0038
Instrument Date	Jan 8, 2019
Transaction Type	Mortgage
Record Updated	Jan 30, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 CEDAR GROVE DR CROSS SC 294363104, CROSS, SC 29436-3104

Mortgage

Document Number	2929/0038
Date	Jan 11, 2019
Book Page	002929/000038
Instrument	1082

Lender

Name	1ST FED'L SVGS BK/SC INC
Address	PO BOX 1367, WALTERBORO, SC 29488-0014

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 10, 2029

Interest

Rate Type	Adjustable Rate

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKELEY SC
Recording Date	Feb 22, 2018
Property Address	973 CEDAR GROVE DR, CROSS, SC 29436-3104
Document Number	2681/0060
Book / Page	002681 / 000060
Instrument Date	Feb 22, 2018
Instrument	5807
Transaction Type	Transfer
Record Updated	Mar 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8490 CHISOLM PLANTATION RD EDISTO ISLAND SC 294386616, EDISTO ISLAND, SC 29438-6616

Tax Assessment & Valuation

The 2025 property tax bill for 973 Cedar Grove Dr was $1,618, up 2.1% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,935 (+1,566.69%) Land $71,896 Building $28,039	$208,500 (-) Land $150,000 Building $58,500
2025	$1,618.00 (+2.15%)	$5,996 (-) Land $4,314 Building $1,682	$208,500 (-) Land $150,000 Building $58,500
2024	$1,584.00	$5,996 Land $4,314 Building $1,682	$208,500 Land $150,000 Building $58,500
2022	$3,343.00	$11,286 Land $3,528 Building $7,758	$188,100 Land $58,800 Building $129,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 973 Cedar Grove Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 973 Cedar Grove Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 61% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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