Ramsey County property record for 973 Carmel Ct, Shoreview, MN 55126
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 1 ba · 1,140 sqft · built 1972 |
| Lot Size | 0.4 acres (1,742 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $145,000 (Jul 2004) |
| Tax Bill | $2,698 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-30-23-32-0152 |
| Primary APN | 14-30-23-32-0152 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,140 sqft Living Area |
| 1st Floor Area | 628 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,742 sqft (0.4 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 593000 |
|---|---|
| Street Address | 973 CARMEL CT |
| City | SAINT PAUL |
| State | MN |
| Zip | 55126-5881 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LAKE MARTHA SECOND ADDITION LOT 4 BLK 11 |
| Legal Range | 23 |
| Legal Township | 30 |
| Legal Section | 14 |
| Legal Subdivision | LAKE MARTHA SECOND ADDITION |
| Legal Block | 11 |
| Legal Lot Number | 4 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | SHOREVIEW |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 40707 |
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 973 CARMEL CT, SAINT PAUL, MN 55126-5881 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 1, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2004 · Amount on Record |
| Deed Sale | Jul 13, 2004 · Amount on Record |
| Prior Sale | Oct 4, 2000 · Amount on Record |
| Deed Document Number | 2004325959 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 973 CARMEL CT, SHOREVIEW, MN 55126-5881 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0T02707768 |
|---|---|
| Date | Aug 2, 2021 |
| Instrument | T02707768 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 973 CARMEL CT, SHOREVIEW, MN 55126-5881 |
| Document Number | 0002594617 |
| Instrument Date | Aug 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 973 CARMEL CT SHOREVIEW MN 551265881, SHOREVIEW, MN 55126-5881 |
| Document Number | 0002594617 |
|---|---|
| Date | Aug 17, 2017 |
| Instrument | 2594617 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 16, 2047 |
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | Shoreview City |
| Unified School District | Mounds View Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $227,700 (+8.07%) Land $50,000 Building $177,700 | $227,700 (+8.07%) Land $50,000 Building $177,700 | |
| 2025 | $2,698.00 (+6.81%) | ||
| 2023 | $2,526.00 Homeowner's exemption | $210,700 Land $50,000 Building $160,700 | $210,700 Land $50,000 Building $160,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Shoreview serves 26,750 people · EPA ID MN1620020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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