Livingston County property record for 973 Callaway Ct, Howell, MI 48843
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,795 sqft · built 2005 |
| Lot Size | 0.188 acres (8,189 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Sep 2019) |
| Tax Bill | $3,288 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-28-301-063 |
| Primary APN | 07-28-301-063 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 4 Stories |
| Building Area | 1,795 sqft Living Area |
| 1st Floor Area | 1,039 sqft |
| Basement Area | 598 sqft |
| Unfinished Basement | 598 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Condo/Apartment |
| Lot Area | 8,189 sqft (0.188 acres) |
| Lot Dimensions | 124 ft deep x 37.9 ft wide |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 973 CALLAWAY CT |
|---|---|
| City | HOWELL |
| State | MI |
| Zip | 48843-5211 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R3,PUD |
| Legal Description | SEC 28, T3N, R5E, HIDDEN CREEK CONDOMINIUMS, UNIT 63 7/03 FR 28-300-002,3,4,5,6,12 |
| Legal Range | 05E |
| Legal Township | 03N |
| Legal Section | 28 |
| Legal Subdivision | HIDDEN CREEK CONDO |
| Legal Tract | 712600 |
| Legal Unit | 63 |
| Jurisdiction | LIVINGSTON MI |
| Township / Civil Division | OCEOLA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 712602 |
973 Callaway Ct, a condominium, is owned and occupied by an individual who bought it in September 2019.
Source: Livingston County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 973 CALLAWAY CT, HOWELL, MI 48843-5211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2026 | Deed of Trust, Mortgage · Line of Credit DART BANK |
| Jun 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 6, 2019 | Warranty Deed, Transfer · FHA Mortgage CARRINGTON MTG SVCS |
| Oct 9, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2019 · Amount on File |
| Deed Sale | Sep 6, 2019 · Amount on File |
| Prior Sale | Jun 6, 2014 · Amount on File |
| Deed Document Number | 201923593 |
| Prior Transfer Date | Oct 8, 2018 |
| Prior Transfer Doc | 0000027061 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Recording Date | Oct 1, 2026 |
| Property Address | 973 CALLAWAY CT, HOWELL, MI 48843-5211 |
| Document Number | 0000021741 |
| Instrument Date | Sep 23, 2026 |
| Instrument | 202621741 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 973 CALLAWAY CT, HOWELL, MI 48843-5211 |
| Document Number | 0000021741, |
|---|---|
| Date | Oct 1, 2026 |
| Instrument | 202621741 |
| Name | DART BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Sep 28, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Property Address | 973 CALLAWAY CT, HOWELL, MI 48843-5211 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 973 CALLAWAY CT, HOWELL, MI 48843-5211 |
| Document Number | 2021R027718 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 2021R-027718 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Recording Date | Sep 6, 2019 |
| Property Address | 973 CALLAWAY CT, HOWELL, MI 48843-5211 |
| Document Number | 0000023593 |
| Instrument Date | Sep 4, 2019 |
| Instrument | 23593 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2019 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,193.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1338 RAND CANTON MI 48188, CANTON, MI 48188 |
| Document Number | 23594 |
|---|---|
| Date | Sep 6, 2019 |
| Instrument | 23594 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 5, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Recording Date | Oct 9, 2018 |
| Property Address | 973 CALLAWAY CT, HOWELL, MI 48843-5211 |
| Document Number | 0000027061 |
| Instrument Date | Oct 8, 2018 |
| Instrument | 27061 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 973 CALLAWAY CT HOWELL MI 488435211, HOWELL, MI 48843-5211 |
The 2025 property tax bill for 973 Callaway Ct was $3,288 with a homeowner's exemption.
Source: Livingston County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Livingston County |
| County Subdivision | Oceola Township |
| Unified School District | Howell Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $171,000 (+2.7%) | $342,000 (+2.7%) | |
| 2025 | $3,288.00 Homeowner's exemption | $166,500 | $333,000 |
| 2023 | $137,300 | ||
| 2021 | $274,600 | ||
| 2019 | $2,169.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 973 Callaway Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 973 Callaway Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN BROOK ESTATES private · serves 40 people · EPA ID MI0005395 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | Arsenic resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | Coliform assessment Oct 2024 Lead service line inventory Oct 2024 Sanitary survey deficiency not corrected Aug 2016 |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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