973 Apple Ct, Aurora, IL 60505 Property Records

Kane County property record for 973 Apple Ct, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,581 sqft · built 1996
Lot Size	0.8 acres (3,484 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Aug 2000)
Tax Bill	$5,192 (2025)
Deeds & Mortgages	Sep 2026 Transfer Aug 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-11-379-043`

Property Details

APN / Parcel Number

Primary APN	`15-11-379-043`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,581 sqft Living Area
Gross Area	2,423 sqft
Basement Area	718 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Frame
Lot Area	3,484 sqft (0.8 acres)
Garage Type	Attached
Garage Area	124 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	973 APPLE CT
City	AURORA
State	IL
Zip	60505-1444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINOLA MANOR PART LOT 25 LOT DIMENSIONS: 38.11 X 125.06 X 33.44 X 107.02 SUBDIVISION: WINOLA MANOR RANGE CODE: 001
Legal Subdivision	WINOLA MANOR
Legal Block	4
Legal Lot Number	25
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	4
Census Block	4011
Census Tract	852907

Owner

973 Apple Ct is owned and occupied by two individuals who acquired it in September 2026.

Source: Kane County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	973 APPLE CT, AURORA, IL 60505-1444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Aug 11, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
Nov 6, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2000 · Amount on File
Deed Sale	Aug 22, 2000 · Amount on File
Prior Sale	Sep 11, 1996 · Amount on File
Deed Document Number	200066901
Last Transfer Date	Sep 14, 2026
Transfer Doc	0000041019
Record Updated	Oct 29, 2026

September 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	Sep 22, 2026
Property Address	973 APPLE CT, AURORA, IL 60505-1444
Document Number	0000041019
Instrument Date	Sep 14, 2026
Instrument	202641019
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Aug 11, 2026
Property Address	973 APPLE CT, AURORA, IL 60505-1444
Document Number	0000034435
Instrument Date	Jul 31, 2026
Instrument	202634435
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 APPLE CT, AURORA, IL 60505-1444

Mortgage

Document Number	0000034435,
Date	Aug 11, 2026
Instrument	202634435

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Aug 15, 2066

Interest

Rate	6.43%
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	973 APPLE CT, AURORA, IL 60505-1444
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043987
Date	Nov 6, 2025
Instrument	2025K043987

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

Interest

Rate	6.49%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	973 APPLE CT, AURORA, IL 60505-1444
Document Number	0000001458
Instrument Date	Jan 4, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	973 APPLE CT AURORA IL 605051444, AURORA, IL 60505-1444

Mortgage

Document Number	0000001458
Date	Jan 9, 2020
Instrument	1458

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	973 APPLE CT, AURORA, IL 60505-1444
Document Number	0000019151
Instrument Date	May 8, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	973 APPLE CT AURORA IL 605051444, AURORA, IL 60505-1444

Mortgage

Document Number	0000019151
Date	May 13, 2019
Instrument	19151

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 12, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 973 Apple Ct was $5,192 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,192.00 Homeowner's exemption	$87,508 (+9.39%) Land $7,251 Building $80,257	$262,629 (+9.39%) Land $21,762 Building $240,867
2024		$79,997 Land $6,629 Building $73,368	$240,087 Land $19,895 Building $220,192
2022	$4,499.00 (+1.86%) Homeowner's exemption	$65,216 (+7.41%) Land $5,404 Building $59,812	$195,648 (+7.41%) Land $16,212 Building $179,436
2021	$4,417.00 Homeowner's exemption	$60,717 Land $5,031 Building $55,686	$182,151 Land $15,093 Building $167,058

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 973 Apple Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2026)
Most Recent Claim	Jul 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 973 Apple Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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