973 4th St, Lafayette, CA 94549 Property Records

Contra Costa County property record for 973 4th St, Lafayette, CA 94549 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,342 sqft · built 1946
Lot Size	0.114 acres (4,945 sqft)
Owner	2 Company Names on File
Last Sale	$1,775,000 (Sep 2025)
Tax Bill	$13,152 (2025)
Deeds & Mortgages	Oct 2025 Transfer Feb 2021 Mortgage + 9 more
Flood Zone	Zone AE (high risk)
APN	`233-051-023-7`

Property Details

APN / Parcel Number

Primary APN	`233-051-023-7`
Alternative APN	`233-051-023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,342 sqft Living Area
1st Floor Area	1,342 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2000
Lot Area	4,945 sqft (0.114 acres)
Garage Type	Attached
Garage Area	195 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	973 4TH ST
City	LAFAYETTE
State	CA
Zip	94549-4515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAFAYETTE HOMESITES POR LOT 18 BLK 8
Legal Subdivision	01 LAFAYETTE HOMESI
Legal Block	8
Legal Lot Number	18
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3002
Census Tract	349000

Owner

Source: Contra Costa County records · APN 233-051-023-7

Assessment roll updated July 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	973 4TH ST, LAFAYETTE, CA 94549-4515
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 06, 2025	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Feb 09, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 22, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 23, 2025	Grant Deed, Transfer · Conventional Mortgage MECHANICS BANK
Feb 18, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 05, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Sep 12, 2019	Correction Deed · Conventional Mortgage US BANK NA
Jun 26, 2017	Quit Claim Deed, Transfer LAWYERS TITLE
Apr 14, 2017	Grant Deed, Transfer · Conventional Mortgage FREMONT BANK
Apr 14, 2017	Affidavit of Death, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 23, 2025 · Amount on Record
Deed Sale	Sep 23, 2025 · Amount on Record
Prior Sale	Apr 14, 2017 · Amount on Record
Deed Document Number	202599440
Prior Transfer Date	Aug 16, 2019
Prior Transfer Doc	0000150523
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 06, 2025
Property Address	973 4TH ST, LAFAYETTE, CA 94549-4515
Document Number	0000104262
Map Reference	MB 12 PG 266
Instrument Date	Oct 03, 2025
Instrument	2025- 104262
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 4TH ST, LAFAYETTE, CA 94549-4515

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	973 4TH ST, LAFAYETTE, CA 94549-4515
Transaction Type	Mortgage
Record Updated	Oct 02, 2025
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 4TH ST, LAFAYETTE, CA 94549-4515

Mortgage

Document Number	0000039819
Date	Feb 09, 2021
Instrument	2021-039819

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	973 4TH ST, LAFAYETTE, CA 94549-4515
Transaction Type	Mortgage
Record Updated	Oct 02, 2025
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 4TH ST, LAFAYETTE, CA 94549-4515

Mortgage

Document Number	0000183494
Date	Jun 25, 2021
Instrument	2021-183494

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	973 4TH ST, LAFAYETTE, CA 94549-4515
Transaction Type	Mortgage
Record Updated	Oct 02, 2025
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 4TH ST, LAFAYETTE, CA 94549-4515

Mortgage

Document Number	0000263907
Date	Sep 22, 2021
Instrument	2021-263907

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 23, 2025
Property Address	973 4TH ST, LAFAYETTE, CA 94549-4515
Document Number	0000099440
Map Reference	MB 12 PG 266
Instrument Date	Sep 22, 2025
Instrument	2025- 099440
Transaction Type	Transfer
Record Updated	Oct 02, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	973 4TH ST, LAFAYETTE, CA 94549-4515

Mortgage

Document Number	0000099442
Date	Sep 23, 2025
Instrument	2025- 099442

Lender

Name	MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 01, 2032
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	11.7%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	973 4TH ST, LAFAYETTE, CA 94549-4515
Transaction Type	Mortgage
Record Updated	Nov 03, 2022
Title Company	SOLIDIFI TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029431
Date	Feb 18, 2020
Instrument	2020-029431

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	973 4TH ST, LAFAYETTE, CA 94549-4515
Transaction Type	Mortgage
Record Updated	Nov 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 4TH ST, LAFAYETTE, CA 94549-4515

Mortgage

Document Number	0000226442
Date	Oct 05, 2020
Instrument	2020-226442

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2050

September 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 12, 2019
Property Address	973 4TH ST, LAFAYETTE, CA 94549-4515
Document Number	0000150523
Map Reference	MB 12 PG 266
Instrument Date	Aug 16, 2019
Instrument	2019-150523
Record Updated	Nov 03, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	973 4TH ST, LAFAYETTE, CA 94549-4515

Mortgage

Document Number	0000150524
Date	Sep 12, 2019
Instrument	2019-150524

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 26, 2017
Property Address	973 4TH ST, LAFAYETTE, CA 94549-4515
Document Number	0000113480
Instrument Date	Jun 21, 2017
Instrument	113480
Transaction Type	Transfer
Record Updated	Jul 07, 2017
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	973 4TH ST LAFAYETTE CA 945494515, LAFAYETTE, CA 94549-4515

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 14, 2017
Property Address	973 4TH ST, LAFAYETTE, CA 94549-4515
Document Number	0000065336
Map Reference	MB12 PG266
Instrument Date	Mar 30, 2017
Instrument	2017-065336
Transaction Type	Transfer
Record Updated	Nov 03, 2022
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	973 4TH ST, LAFAYETTE, CA 94549-4515

Mortgage

Document Number	0000065337
Date	Apr 14, 2017
Instrument	2017-065337

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2047

Mortgage

Document Number	0000065338
Date	Apr 14, 2017
Instrument	2017-065338

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 11, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 14, 2017
Property Address	973 4TH ST, LAFAYETTE, CA 94549-4515
Document Number	0000065335
Instrument Date	Feb 01, 2017
Instrument	65335
Transaction Type	Transfer
Record Updated	May 01, 2017
Title Company	LAWYERS TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 MEADOW CREEK CT WALNUT CREEK CA 945965346, WALNUT CREEK, CA 94596-5346

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,548,776 (+51.66%) Land $916,410 Building $632,366
2025	$13,152.00 (+3.62%) Homeowner's exemption	$1,021,192 (+4.04%) Land $794,998 Building $226,194
2023	$12,693.00 (+1.58%) Homeowner's exemption	$981,539 Land $764,128 Building $217,411
2022	$12,496.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Low above 20% of the US · above 11% of California
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.