9728 Wyndham Dr, Frederick, MD 21704 Property Records

Frederick County property record for 9728 Wyndham Dr, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,436 sqft · built 2009
Lot Size	0.238 acres (10,362 sqft)
Owner	2 Individual Names on File
Last Sale	$436,845 (Oct 2009)
Tax Bill	$10,231 (2025)
Deeds & Mortgages	Jan 2018 Line of Credit Apr 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-252099`

Property Details

APN / Parcel Number

Primary APN	`07-252099`
Alternative APN	`252099`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,436 sqft Living Area
Gross Area	4,916 sqft
1st Floor Area	1,764 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,362 sqft (0.238 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	252099
Street Address	9728 WYNDHAM DR
City	FREDERICK
State	MD
Zip	21704-7396
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 20066 SECT M-20 10,362 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	WYNDHAM DRIVE/NOTTING HILL
Legal Lot Number	20066
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1036
Census Tract	752205

Owner

9728 Wyndham Dr is owned and occupied by two individuals who acquired it in March 2019.

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9728 WYNDHAM DR, FREDERICK, MD 21704-7396
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2009 · Amount on File
Deed Sale	Oct 5, 2009 · Amount on File
Deed Document Number	20094224
Deed Book / Page	7537 / 273
Last Transfer Date	Mar 28, 2019
Transfer Doc	0129120055
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9728 WYNDHAM DR, FREDERICK, MD 21704-7396
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0122400408
Date	Jan 22, 2018
Book Page	12240/0408
Instrument	12240-0408

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 8, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 9, 2019
Property Address	9728 WYNDHAM DR, FREDERICK, MD 21704-7396
Document Number	0129120055
Book / Page	012912 / 000055
Instrument Date	Mar 28, 2019
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9728 WYNDHAM DR FREDERICK MD 217047396, FREDERICK, MD 21704-7396

Tax Assessment & Valuation

The 2025 property tax bill for 9728 Wyndham Dr was $10,231 with a homeowner's exemption, up 3.1% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$838,400 (+7.18%)	$894,600 (-) Land $278,400 Building $616,200
2025	$10,231.00 (+3.05%) Homeowner's exemption	$782,200	$894,600 Land $278,400 Building $616,200
2024	$9,928.00 (+7.08%)
2023	$9,272.00 Homeowner's exemption	$678,367	$726,000 Land $202,600 Building $523,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9728 Wyndham Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9728 Wyndham Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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