9728 River Rd SE, Clear Lake, MN 55319 Property Records

Sherburne County property record for 9728 River Rd SE, Clear Lake, MN 55319

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 924 sqft · built 1888
Lot Size	8.62 acres (375,487 sqft)
Owner	Individual Name on Record
Last Sale	$244,900 (May 2020)
Tax Bill	$2,992 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-458-0105`

Property Details

APN / Parcel Number

Primary APN	`20-458-0105`
Alternative APNs	`20-00458-0105` `47047`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	924 sqft Living Area
1st Floor Area	868 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1985
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	375,487 sqft (8.62 acres)
Garage Type	Detached
Garage Area	400 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	47047
Street Address	9728 RIVER RD SE
City	CLEAR LAKE
State	MN
Zip	55319-9540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 1
Legal Range	29W
Legal Township	34N
Legal Section	28
Legal Subdivision	SEELEY FARMS
Legal Block	1
Legal Lot Number	1
Jurisdiction	SHERBURNE MN
Township / Civil Division	CLEAR LAKE
Census Block Group	2
Census Block	2063
Census Tract	30302

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9728 RIVER RD SE, CLEAR LAKE, MN 55319-9540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2020 · Amount on Record
Deed Sale	May 18, 2020 · Amount on Record
Prior Sale	Dec 28, 2010 · Amount on Record
Deed Document Number	2020891650
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	May 18, 2020
Property Address	9728 RIVER RD SE, CLEAR LAKE, MN 55319-9540
Document Number	0000891650
Instrument Date	Apr 22, 2020
Instrument	891650
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$808.17
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9728 RIVER RD SE, CLEAR LAKE, MN 55319-9540

Mortgage

Document Number	0000891651
Date	May 18, 2020
Instrument	891651

Lender

Name	AMEC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Clear Lake Township
Unified School District	Becker Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,200 (+3.09%) Land $189,000 Building $154,200	$343,200 (+3.09%) Land $189,000 Building $154,200
2025	$2,992.00 (+18.73%)	$332,900 (+8.01%) Land $178,300 Building $154,600	$332,900 (+8.01%) Land $178,300 Building $154,600
2023	$2,520.00	$308,200 Land $175,700 Building $132,500
2021			$308,200 Land $175,700 Building $132,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2022)
Most Recent Claim	May 2022 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, May 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Arvig Fiber	1,000 / 500