9727 Shadow Valley Cir, Chattanooga, TN 37421 Property Records

Hamilton County property record for 9727 Shadow Valley Cir, Chattanooga, TN 37421

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,581 sqft · built 1995
Lot Size0.331 acres (14,444 sqft)
OwnerIndividual Name on Record
Last Sale$480,000 (Dec 2024)
Tax Bill$2,542 (2025)
Deeds & MortgagesDec 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN160J B 017

Property Details

APN / Parcel Number

Primary APN160J B 017
Alternative APN
  • 0000132336

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,581 sqft Living Area

Exterior

Year BuiltBuilt 1995
Architectural StyleRanch
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area14,444 sqft (0.331 acres)
Lot Dimensions157 ft deep x 92 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000132336
Street Address9727 SHADOW VALLEY CIR
CityCHATTANOOGA
StateTN
Zip37421-5381
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 129 SHADOW RIDGE SUB PB46 PG170
Legal SubdivisionSHADOW RIDGE
Legal Lot Number129
JurisdictionHAMILTON TN
Township / Civil Division7
Census Block Group2
Census Block2004
Census Tract11324

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address9727 SHADOW VALLEY CIR, CHATTANOOGA, TN 37421-5381
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 2024 · Amount on Record
Deed SaleDec 5, 2024 · Amount on Record
Prior SaleApr 3, 1995 · Amount on Record
Deed Document Number2024120500167
Deed Book / Page13780 / 424
Record UpdatedJun 8, 2026

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateDec 5, 2024
Property Address9727 SHADOW VALLEY CIR, CHATTANOOGA, TN 37421-5381
Document Number0000000167
Book / Page13780 / 424
Map ReferenceMB 46 PG 170
Instrument DateDec 4, 2024
Instrument2024120500167
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyFIRST CHOICE TITLE, FIRST CHOICE TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,776.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9727 SHADOW VALLEY CIR, CHATTANOOGA, TN 37421-5381

Mortgage

Document Number0000000168
DateDec 5, 2024
Instrument2024120500168
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2055

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,542.00 (+11.74%)$167,725 (+64.92%)$670,900 (+64.92%) Land $70,000 Building $600,900
2024$2,275.00 (-0.39%)$101,700 (-)$406,800 (-) Land $75,000 Building $331,800
2023$2,284.00$101,700$406,800 Land $75,000 Building $331,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEASTSIDE UTILITY DISTRICT
serves 59,612 people · EPA ID TN0000219
Water SourceSurface water
Last State InspectionJan 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Verizon.

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