Spotsylvania County property record for 9727 Cedarmass Cir, Fredericksburg, VA 22408
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,848 sqft · built 2019 |
| Lot Size | 0.045 acres (1,980 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $303,560 (Oct 2019) |
| Tax Bill | $3,244 (2026) |
| Deeds & Mortgages | Jun 2021 Refinance Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 37M-2-98 |
| Primary APN | 37M-2-98 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,848 sqft Finished Area |
| Basement Area | 924 sqft |
| Unfinished Basement | 484 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 1,980 sqft (0.045 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 442 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 9727 CEDARMASS CIR |
|---|---|
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22408-0006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHEATLAND STATION LOT 98 PHASE 2 |
| Legal Subdivision | WHEATLAND STATION |
| Legal Phase | 2 |
| Legal Lot Number | 98 |
| Jurisdiction | SPOTSYLVANIA VA |
| Township / Civil Division | LEE HILL |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 20201 |
Source: Spotsylvania County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9727 CEDARMASS CIR, FREDERICKSBURG, VA 22408-0006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Oct 31, 2019 | Grant Deed, Subdivision Related Transfer · Conventional with PMI NVR MTG FIN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2019 · Amount on Record |
| Deed Sale | Oct 31, 2019 · Amount on Record |
| Prior Sale | Aug 1, 2019 · Amount on Record |
| Deed Document Number | 201918774 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 9727 CEDARMASS CIR, FREDERICKSBURG, VA 22408-0006 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0210019029 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 210019029 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Recording Date | Oct 31, 2019 |
| Property Address | 9727 CEDARMASS CIR, FREDERICKSBURG, VA 22408-0006 |
| Document Number | 201900018774 |
| Instrument Date | Oct 28, 2019 |
| Instrument | 18774 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 19, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $303.56 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9727 CEDARMASS CIR FREDERICKSBURG VA 224080006, FREDERICKSBURG, VA 22408-0006 |
| Document Number | 201900018775 |
|---|---|
| Date | Oct 31, 2019 |
| Instrument | 18775 |
| Name | NVR MTG FIN |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Spotsylvania County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Spotsylvania County |
| Unified School District | Spotsylvania County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,244.00 (+22.05%) | $440,100 (+27.75%) Land $135,000 Building $305,100 | |
| 2025 | $440,100 (+27.75%) Land $135,000 Building $305,100 | ||
| 2023 | $2,658.00 | $344,500 Land $85,000 Building $259,500 | $344,500 Land $85,000 Building $259,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPOTSYLVANIA COUNTY UTILITIES serves 96,846 people · EPA ID VA6177300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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