Lucas County property record for 9727 Berkey Southern Rd, Waterville, OH 43566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,664 sqft · built 1948 |
| Lot Size | 2.09 acres (91,476 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,546 (2025) |
| Deeds & Mortgages | Mar 2017 Line of Credit Jun 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-06104 |
| Primary APN | 51-06104 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,664 sqft Living Area |
| 1st Floor Area | 1,664 sqft |
| Year Built | Built 1948 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 91,476 sqft (2.09 acres) |
| Lot Dimensions | 300 ft deep x 132 ft wide |
| Garage Type | Detached |
| Garage Area | 1,088 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 9727 BERKEY SOUTHERN RD |
|---|---|
| City | WATERVILLE |
| State | OH |
| Zip | 43566-9709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 25-A |
| Legal Description | 9 6 22 SW 1/4 N 17 RDS S 38 RDS W 20 RDS S 1/2 NW 1/4 |
| Legal Subdivision | 9 06 22 SW 1/4 |
| Legal Tract | 96 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | PROVIDENCE |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 9600 |
9727 Berkey Southern Rd is owned and occupied by two individuals who acquired it in October 2016.
Source: Lucas County records, as of February 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9727 BERKEY SOUTHERN RD, WATERVILLE, OH 43566-9709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2017 | Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS STATE BANK ARGONIA |
| Jun 22, 2018 | Deed of Trust, Mortgage · Line of Credit THE FARMERS & MERCHANTS STATE BANK |
| Oct 8, 2020 | Warranty Deed, Transfer · Conventional with PMI HUNTINGTON NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2016 |
| Deed Sale | Oct 7, 2016 |
| Prior Sale | Aug 14, 2014 · Amount on File |
| Deed Document Number | 16206764 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 9727 BERKEY SOUTHERN RD, WATERVILLE, OH 43566-9709 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000013452 |
|---|---|
| Date | Mar 30, 2017 |
| Instrument | 201703300013452 |
| Name | FARMERS & MERCHANTS STATE BANK ARGONIA |
|---|---|
| Type | Bank |
| Address | ARCHBOLD, OH 43502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 9727 BERKEY SOUTHERN RD, WATERVILLE, OH 43566-9709 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000027138 |
|---|---|
| Date | Jun 22, 2018 |
| Instrument | 201806220027138 |
| Name | THE FARMERS & MERCHANTS STATE BANK |
|---|---|
| Type | Bank |
| Address | ARCHBOLD, OH 43502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jul 20, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Oct 8, 2020 |
| Property Address | 9727 BERKEY SOUTHERN RD, WATERVILLE, OH 43566-9709 |
| Document Number | 0000044329 |
| Instrument Date | Oct 2, 2020 |
| Instrument | 44329 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $656.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9655BERKEY S RD WATERVILLE OH 43566, WATERVILLE, OH 43566 |
| Document Number | 44330 |
|---|---|
| Date | Oct 8, 2020 |
| Instrument | 44330 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 7, 2050 |
The 2025 property tax bill for 9727 Berkey Southern Rd was $1,546 with a homeowner's exemption, up 31.8% from the year before.
Source: Lucas County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| County Subdivision | Providence Township |
| Unified School District | Otsego Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,546.00 (+31.8%) Homeowner's exemption | $51,345 (+15.79%) Land $14,105 Building $37,240 | |
| 2024 | $1,173.00 (+181.97%) Homeowner's exemption | $44,345 (+68.71%) Land $14,105 Building $30,240 | $146,700 Land $40,300 Building $106,400 |
| 2023 | $416.00 (-9.96%) Homeowner's exemption | $26,285 (-) Land $4,585 Building $21,700 | |
| 2022 | $462.00 Homeowner's exemption | $26,285 Land $4,585 Building $21,700 | |
| 2021 | $75,100 Land $13,100 Building $62,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9727 Berkey Southern Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9727 Berkey Southern Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| MetaLINK Technologies Fixed Wireless | 25 / 5 |
May also be available: Amplex Wireless, AT&T, Verizon.
5G (outdoors only) and 4G LTE
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