9727 Bear Lake Rd, Forest City (Apopka), FL 32703 Property Records

Seminole County property record for 9727 Bear Lake Rd, Forest City, FL 32703

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,494 sqft · built 1959
Lot Size	0.216 acres (9,409 sqft)
Owner	Individual Name on Record
Last Sale	$374,000 (Oct 2026)
Tax Bill	$4,893 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Jan 2023 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`17-21-29-5BG-0000-0790`

Property Details

APN / Parcel Number

Primary APN	`17-21-29-5BG-0000-0790`
Alternative APN	`2129175BG00000790`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,494 sqft Living Area
1st Floor Area	2,314 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2019
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,409 sqft (0.216 acres)
Lot Dimensions	152 ft deep x 70 ft wide
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	412 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9727 BEAR LAKE RD
City	FOREST CITY
State	FL
Zip	32703-1930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1AA
Legal Description	N 70 FT OF S 489 FT OF W 182.7 FT OF LOT 79 (LESS RD) MC NEILS ORANGE VILLA PB 2 PG 99
Legal Range	29E
Legal Township	21S
Legal Section	17
Legal Subdivision	MC NEILS ORANGE VILLA
Legal Tract	5BG
Legal Lot Number	79
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	3
Census Block	3022
Census Tract	21708

Owner

Source: Seminole County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	59 AMELIA AVE, LIVINGSTON, NJ 07039-2942
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 13, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Nov 9, 2022	Deed of Trust, Mortgage · Commercial Mortgage LIGHTSPEED LENDING LLC
Jun 2, 2022	Warranty Deed, Transfer · Line of Credit ASSET BASED SOLUTION LLC
Jun 2, 2022	Warranty Deed, Transfer · Line of Credit ASSET BASED SOLUTION LLC
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 19, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/CTRL FL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2026 · Amount on Record
Deed Sale	Oct 2, 2026 · Amount on Record
Prior Sale	Jan 13, 2023 · Amount on Record
Deed Document Number	202697927
Deed Book / Page	11122 / 350
Prior Transfer Date	Jan 1, 1975
Prior Transfer Doc	1048001724
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Oct 2, 2026
Property Address	9727 BEAR LAKE RD, FOREST CITY, FL 32703-1930
Document Number	0000097927
Book / Page	11122 / 350
Instrument Date	Sep 30, 2026
Instrument	202697927
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	EAST COAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$264,418.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 AMELIA AVE, LIVINGSTON, NJ 07039-2942

Mortgage

Document Number	0000097928,
Date	Oct 2, 2026
Instrument	202697928

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jan 13, 2023
Property Address	9727 BEAR LAKE RD, FOREST CITY, FL 32703-1930
Document Number	0103760134
Book / Page	10376 / 134
Instrument Date	Jan 10, 2023
Instrument	2023004002
Transaction Type	Transfer
Record Updated	Feb 1, 2023
Title Company	GIANNELL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2000 TAYLOR ST # ST1A, ST1A, HOLLYWOOD, FL 33020-4555

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9727 BEAR LAKE RD, FOREST CITY, FL 32703-1930

Mortgage

Document Number	0010376137
Date	Jan 13, 2023
Instrument	10376/137

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	9727 BEAR LAKE RD, FOREST CITY, FL 32703-1930
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1800 N BAYSHORE DR 3609, 3609, MIAMI, FL 33132-3233

Mortgage

Document Number	0103450245
Date	Nov 9, 2022
Book Page	10345/245
Instrument	2022123763

Lender

Name	LIGHTSPEED LENDING LLC
Type	Non-Lending Institution
Address	POMPANO BEACH, FL 33076

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Dec 1, 2023

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jun 2, 2022
Property Address	9727 BEAR LAKE RD, FOREST CITY, FL 32703-1930
Document Number	0102511481
Book / Page	10251 / 1481
Instrument	2022065381
Transaction Type	Transfer
Record Updated	Jun 14, 2022
Title Company	GIANNELL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 SILKS RUN UNIT 2270, 600, HALLANDALE BEACH, FL 33009-2788

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 TAYLOR ST, HOLLYWOOD, FL 33020-4555

Mortgage

Document Number	0102511483
Date	Jun 2, 2022
Book Page	10251/1483
Instrument	2022065382

Lender

Name	ASSET BASED SOLUTION LLC
Type	Non-Lending Institution
Address	POMPANO BEACH, FL 33067

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jun 2, 2022
Property Address	9727 BEAR LAKE RD, FOREST CITY, FL 32703-1930
Document Number	0102511479
Book / Page	10251 / 1479
Instrument Date	May 31, 2022
Instrument	2022065380
Transaction Type	Transfer
Record Updated	Jun 14, 2022
Title Company	GIANNELL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2820 CAMELLIA LN, 2820, APOPKA, FL 32703-7812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 SILKS RUN UNIT 2270, 2270, HALLANDALE BEACH, FL 33009-2788

Mortgage

Document Number	0102511483
Date	Jun 2, 2022
Book Page	10251/1483
Instrument	2022065382

Lender

Name	ASSET BASED SOLUTION LLC
Type	Non-Lending Institution
Address	POMPANO BEACH, FL 33067

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	9727 BEAR LAKE RD, FOREST CITY, FL 32703-1930
Transaction Type	Mortgage
Record Updated	Apr 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9727 BEAR LAKE RD, FOREST CITY, FL 32703-1930

Mortgage

Document Number	0098960075
Date	Apr 8, 2021
Book Page	9896/75
Instrument	2021045572

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	9727 BEAR LAKE RD, FOREST CITY, FL 32703-1930
Document Number	0091110079
Instrument Date	Mar 19, 2018
Transaction Type	Mortgage
Record Updated	May 30, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9727 BEAR LAKE RD FOREST CITY FL 327031930, FOREST CITY, FL 32703-1930

Mortgage

Document Number	0091110079
Date	Apr 13, 2018
Book Page	009111/000079
Instrument	40903

Lender

Name	FIFTH THIRD BK/CTRL FL
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,893.00 (+17.96%)	$338,379 (+17.16%) Land $85,000 Building $253,379	$338,379 (+17.16%) Land $85,000 Building $253,379
2023	$4,148.00 (+225.08%)	$288,809 (+155.22%)	$288,809 (+28.53%) Land $48,800 Building $240,009
2022	$1,276.00	$113,162	$224,695 Land $48,800 Building $175,895

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE BRANTLEY (CONSEC) serves 192 people · EPA ID FL3590685
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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