San Diego County property record for 9726 Dunbar Ln, El Cajon, CA 92021
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,415 sqft · built 1973 |
| Lot Size | 2.55 acres (111,078 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Jun 2014) |
| Tax Bill | $7,278 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Aug 2023 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 402-060-33-00 |
| Primary APN | 402-060-33-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,415 sqft Living Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Lot Area | 111,078 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 9726 DUNBAR LN |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92021-2680 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | SEC 18-15-2E W Q DOC14102REC71 IN |
| Legal Range | 02E |
| Legal Township | 15 |
| Legal Section | 18 |
| Legal Subdivision | CALOVADO ESTATES |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 16812 |
9726 Dunbar Ln is owned and occupied by two individuals who bought it in June 2014.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9726 DUNBAR LN, EL CAJON, CA 92021-2680 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · Line of Credit CALIFORNIA FEDERAL CREDIT UNION |
| Aug 18, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CALIFORNIA CU |
| Nov 17, 2020 | Deed of Trust, Mortgage · VA Mortgage BAY EQUITY LLC |
| Sep 16, 2019 | Deed of Trust, Mortgage · VA Mortgage BAY EQUITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2014 · Amount on File |
| Deed Sale | Jun 23, 2014 · Amount on File |
| Prior Sale | Apr 26, 1990 · Amount on File |
| Deed Document Number | 2014260446 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 30, 2026 |
| Property Address | 9726 DUNBAR LN, EL CAJON, CA 92021-2680 |
| Document Number | 0000121179 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 2026121179 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MONARCH TITLE/TX, MONARCH TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 9726 DUNBAR LN, EL CAJON, CA 92021-2680 |
| Document Number | 0000121179, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 2026121179 |
| Name | CALIFORNIA FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 9726 DUNBAR LN, EL CAJON, CA 92021-2680 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2023 |
| Title Company | TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH |
| Name | Verified Name |
|---|---|
| Address | 9726 DUNBAR LN, EL CAJON, CA 92021-2680 |
| Document Number | 0000226097 |
|---|---|
| Date | Aug 18, 2023 |
| Instrument | 2023-0226097 |
| Name | CALIFORNIA CU |
|---|---|
| Type | Credit Union |
| Address | GLENDALE, CA 91203 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 9726 DUNBAR LN, EL CAJON, CA 92021-2680 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 9726 DUNBAR LN, EL CAJON, CA 92021-2680 |
| Document Number | 0000719535 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 2020-0719535 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CORTE MADERA, CA 94925 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 9726 DUNBAR LN, EL CAJON, CA 92021-2680 |
| Document Number | 0000414708 |
| Instrument Date | Sep 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | TICOR TITLE SAN DIEGO BR |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9726 DUNBAR LN EL CAJON CA 920212680, EL CAJON, CA 92021-2680 |
| Document Number | 0000414708 |
|---|---|
| Date | Sep 20, 2019 |
| Instrument | 414708 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | SAUSALITO, CA 94965 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 19, 2049 |
The 2025 property tax bill for 9726 Dunbar Ln was $7,278 with a homeowner's exemption, down 0.6% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $625,175 (+2%) Land $225,061 Building $400,114 | |
| 2025 | $7,278.00 (-0.56%) Homeowner's exemption | $612,918 Land $220,649 Building $392,269 |
| 2024 | $7,319.00 (+2.68%) | |
| 2023 | $7,128.00 (+1.64%) Homeowner's exemption | $589,120 Land $212,082 Building $377,038 |
| 2022 | $7,013.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 9726 Dunbar Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9726 Dunbar Ln is very high, ranking above 91% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 74% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADRE DAM MWD serves 93,980 people · EPA ID CA3710037 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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