97258 Laffites Way, Yulee, FL 32097 Property Records

Nassau County property record for 97258 Laffites Way, Yulee, FL 32097

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,638 sqft · built 2005
Lot Size0.574 acres (25,000 sqft)
OwnerIndividual Name on Record
Last Sale$260,000 (Jun 2020)
Tax Bill$2,957 (2025)
Deeds & MortgagesOct 2025 Transfer
Jan 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN43-3N-28-509C-0007-0000

Property Details

APN / Parcel Number

Primary APN43-3N-28-509C-0007-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,638 sqft Living Area
Gross Area2,078 sqft
1st Floor Area1,638 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2010
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area25,000 sqft (0.574 acres)
Garage TypeAttached
Garage Area440 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area167 sqft
Deck AreaDeck Area
Patio Area231 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address97258 LAFFITES WAY
CityYULEE
StateFL
Zip32097-2482
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-1
Legal DescriptionLOT 7 IN OR 2365/725 PIRATES WOOD #3 UNR
Legal Range28E
Legal Township03N
Legal Section43
Legal SubdivisionPIRATES WOOD
Legal Lot Number7
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group1
Census Block1011
Census Tract50308

Owner

Source: Nassau County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address97258 LAFFITES WAY, YULEE, FL 32097-2482
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2025Intrafamily Transfer, Transfer
Jan 31, 2022Deed of Trust, Mortgage · Line of Credit
VYSTAR CU
Jun 3, 2020Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2020 · Amount on Record
Deed SaleJun 3, 2020 · Amount on Record
Prior SaleJun 3, 2020 · Amount on Record
Deed Document Number202045016671
Deed Book / Page2365 / 725
Last Transfer DateOct 13, 2025
Transfer Doc0028221535
Record UpdatedJun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNASSAU FL
Recording DateOct 15, 2025
Property Address97258 LAFFITES WAY, YULEE, FL 32097-2482
Document Number0028221535
Book / Page2822 / 1535
Map ReferenceMB 93 PG 475&476
Instrument DateOct 13, 2025
Instrument202545031280
Transaction TypeTransfer
Record UpdatedNov 7, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address97258 LAFFITES WAY, YULEE, FL 32097-2482

Transferred To (Grantee/Buyer)

NameVerified Name
Address97258 CAFFITES WAY, YULEE, FL 32097

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address97258 LAFFITES WAY, YULEE, FL 32097-2482
Transaction TypeMortgage
Record UpdatedFeb 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address97258 LAFFITES WAY, YULEE, FL 32097-2482

Mortgage

Document Number0025341039
DateJan 31, 2022
Book Page2534/1039
Instrument202245003635
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueFeb 1, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateJun 3, 2020
Property Address97258 LAFFITES WAY, YULEE, FL 32097-2482
Document Number0023650725
Book / Page2365 / 725
Instrument DateMay 29, 2020
Instrument202045016671
Transaction TypeTransfer
Record UpdatedJan 14, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,820.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address97258 LAFFITES WAY, 97258, YULEE, FL 32097-2482

Transferred To (Grantee/Buyer)

NameVerified Name
Address97258 LAFFITES WAY, YULEE, FL 32097-2482

Mortgage

Document Number0002365727
DateJun 3, 2020
Instrument2365/727
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,957.00 (+1.44%)$232,981 (+2.9%)$408,668 (+24.92%) Land $100,000 Building $308,668
2024$2,915.00 (+1.53%) Homeowner's exemption$226,415 (+3%)$327,131 (+2.99%) Land $100,000 Building $227,131
2023$2,871.00 (+10.59%) Homeowner's exemption$219,820 (+3%)$317,648 (+25.21%) Land $100,000 Building $217,648
2022$2,596.00 Homeowner's exemption$213,417$253,683 Land $60,000 Building $193,683

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 475 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies475 in force
Nearby Flood Claims25 (2016–2024)
Claims Outside the SFHA4 of 25
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA: LOFTON OAKS GRID
private · serves 24,318 people · EPA ID FL2454338
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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