Mecklenburg County property record for 9725 Central Dr, Mint Hill, NC 28227
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,507 sqft · built 1959 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $305,000 (Jan 2024) |
| Tax Bill | $2,036 (2024) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Feb 2023 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 109-372-03 |
| Primary APN | 109-372-03 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,507 sqft Living Area |
| 1st Floor Area | 1,507 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 22,216 sqft (0.51 acres) |
| Porch | Finished/Open Porch |
| Porch Area | 18 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 9725 CENTRAL DR |
|---|---|
| City | MINT HILL |
| State | NC |
| Zip | 28227-4138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | L12 M2095-463 |
| Legal Subdivision | NORTHWOODS/COULWOOD PH 03 |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 6, CLEAR CREEK |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 1917 |
9725 Central Dr is owned and occupied by two individuals who bought it in January 2024.
Source: Mecklenburg County records, as of September 9, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9725 CENTRAL DR, MINT HILL, NC 28227-4138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 23, 2024 | Warranty Deed, Transfer · Conventional Mortgage LATINO COMMUNITY CU |
| Feb 1, 2023 | Warranty Deed, Transfer · Conventional Mortgage PRIMIS MORTGAGE CO |
| Feb 1, 2023 | Correction Deed |
| Mar 18, 2019 | Warranty Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Aug 8, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Aug 9, 2018 | Trustee's Deed, Construction Loan · Line of Credit LIMA ONE CAP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 2024 · Amount on File |
| Deed Sale | Jan 23, 2024 · Amount on File |
| Prior Sale | Feb 1, 2023 · Amount on File |
| Deed Document Number | 20245711 |
| Deed Book / Page | 38593 / 214 |
| Prior Transfer Date | Oct 3, 1997 |
| Prior Transfer Doc | 9306000791 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 23, 2024 |
| Property Address | 9725 CENTRAL DR, MINT HILL, NC 28227-4138 |
| Document Number | 0000005711 |
| Book / Page | 38593 / 214 |
| Instrument Date | Jan 23, 2024 |
| Instrument | 2024005711 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2024 |
| Title Company | TRYON TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $610.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5712 RUTH DR, CHARLOTTE, NC 28215-2232 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9725 CENTRAL DR, MINT HILL, NC 28227-4138 |
| Document Number | 0000005712 |
|---|---|
| Date | Jan 23, 2024 |
| Instrument | 2024005712 |
| Name | LATINO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.5% |
| Type Change Date | Feb 1, 2029 |
| Change Frequency | 5 Years |
| Min Rate At Change | 6.5% |
| Max Rate At Change | 10.5% |
| Index | 5-Year TN |
| Max Rate | 14.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Feb 1, 2023 |
| Property Address | 9725 CENTRAL DR, MINT HILL, NC 28227-4138 |
| Document Number | 0000008751 |
| Book / Page | 37912 / 416 |
| Instrument Date | Jan 31, 2023 |
| Instrument | 2023008751 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9725 CENTRAL DR, MINT HILL, NC 28227-4138 |
| Name | Verified Name |
|---|---|
| Address | 9725 CENTRAL DR, MINT HILL, NC 28227-4138 |
| Document Number | 0000008752 |
|---|---|
| Date | Feb 1, 2023 |
| Instrument | 2023008752 |
| Name | PRIMIS MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2053 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Feb 1, 2023 |
| Property Address | 9725 CENTRAL DR, MINT HILL, NC 28227-4138 |
| Document Number | 0000008943 |
| Book / Page | 37913 / 708 |
| Instrument Date | Jan 31, 2023 |
| Instrument | 2023008943 |
| Record Updated | May 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 9725 CENTRAL DR, MINT HILL, NC 28227-4138 |
| Name | Verified Name |
|---|---|
| Address | 9725 CENTRAL DR, MINT HILL, NC 28227-4138 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 18, 2019 |
| Property Address | 9725 CENTRAL DR, MINT HILL, NC 28227-4138 |
| Document Number | 0000030215 |
| Book / Page | 33359 / 134 |
| Instrument Date | Mar 13, 2019 |
| Instrument | 2019030215 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 338 S SHARON AMITY RD # 257, 338, CHARLOTTE, NC 28211-2806 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9725 CENTRAL DR, MINT HILL, NC 28227-4138 |
| Document Number | 0000030216 |
|---|---|
| Date | Mar 18, 2019 |
| Instrument | 2019030216 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 8, 2018 |
| Property Address | 9725 CENTRAL DR, MINT HILL, NC 28227-4138 |
| Document Number | 0000099818 |
| Book / Page | 032889 / 000291 |
| Instrument Date | Aug 7, 2018 |
| Instrument | 99818 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $272.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9725 CENTRAL DR MINT HILL NC 282274138, MINT HILL, NC 28227-4138 |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 9, 2018 |
| Property Address | 9725 CENTRAL DR, MINT HILL, NC 28227-4138 |
| Book / Page | 032889 / 000294 |
| Instrument Date | Aug 7, 2018 |
| Instrument | 99819 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 415 MERWICK CIR CHARLOTTE NC 282112319, CHARLOTTE, NC 28211-2319 |
| Document Number | 0000099819 |
|---|---|
| Date | Aug 9, 2018 |
| Book Page | 032889/000294 |
| Instrument | 99819 |
| Name | LIMA ONE CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | GREENVILLE, SC 29601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 8, 2019 |
| Rate Type | Adjustable Rate |
|---|
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Mint Hill Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $286,200 Land $58,500 Building $227,700 | $286,200 Land $58,500 Building $227,700 | |
| 2024 | $2,036.00 (-16.76%) | ||
| 2023 | $2,446.00 | $280,600 Land $58,500 Building $222,100 | $280,600 Land $58,500 Building $222,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9725 Central Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9725 Central Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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