Nassau County property record for 97248 Morgans Way, Yulee, FL 32097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,989 sqft · built 2019 |
| Lot Size | 0.573 acres (25,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $40,000 (May 2017) |
| Tax Bill | $3,119 (2023) |
| Deeds & Mortgages | May 2018 Mortgage May 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-3N-28-509B-0037-0000 |
| Primary APN | 43-3N-28-509B-0037-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,989 sqft Heated Area |
| Gross Area | 2,664 sqft |
| 1st Floor Area | 1,989 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 25,000 sqft (0.573 acres) |
| Garage Area | 384 sqft |
| Porch | Open Porch |
| Porch Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 97248 MORGANS WAY |
|---|---|
| City | YULEE |
| State | FL |
| Zip | 32097-2492 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-1 |
| Legal Description | LOT 37 IN OR 2121/294 PIRATES WOOD 2 UNR |
| Legal Range | 28E |
| Legal Township | 03N |
| Legal Section | 43 |
| Legal Subdivision | PIRATES WOOD 2 |
| Legal Lot Number | 37 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 50308 |
97248 Morgans Way is owned and occupied by two individuals who bought it in May 2017.
Source: Nassau County records, as of January 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 97248 MORGANS WAY, YULEE, FL 32097-2492 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 29, 2018 | Deed of Trust, Mortgage · VA Mortgage REGIONS BANK |
| May 18, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2017 · Amount on File |
| Deed Sale | May 18, 2017 · Amount on File |
| Prior Sale | May 25, 2006 · Amount on File |
| Deed Document Number | 201714856 |
| Deed Book / Page | 2121 / 0294 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 97248 MORGANS WAY, YULEE, FL 32097-2492 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0021990046 |
|---|---|
| Date | May 29, 2018 |
| Book Page | 2199/0046 |
| Instrument | 201816417 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | May 31, 2019 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | May 18, 2017 |
| Property Address | 97248 MORGANS WAY, YULEE, FL 32097-2492 |
| Document Number | 0021210294 |
| Book / Page | 002121 / 000294 |
| Instrument Date | May 15, 2017 |
| Instrument | 14856 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $280.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15756 WIDEWATER DR DUMFRIES VA 220251212, DUMFRIES, VA 22025-1212 |
Source: Nassau County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Disabled Person's exemption Veteran's exemption | $495,877 Land $100,000 Building $395,877 | $495,877 Land $100,000 Building $395,877 |
| 2023 | $3,119.00 (+10.6%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $240,326 (+3%) | $402,175 (+39.25%) Land $100,000 Building $302,175 |
| 2022 | $2,820.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $233,326 | $288,810 Land $60,000 Building $228,810 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 97248 Morgans Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 475 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 475 in force |
| Nearby Flood Claims | 25 (2016–2024) |
| Claims Outside the SFHA | 4 of 25 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 97248 Morgans Way is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures