9724 Highstone Dr, Roscoe, IL 61073 Property Records

Winnebago County property record for 9724 Highstone Dr, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,735 sqft · built 1996
Lot Size	0.638 acres (27,797 sqft)
Owner	2 Individual Names on File
Last Sale	$118,900 (Sep 2002)
Tax Bill	$5,926 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-03-476-014`

Property Details

APN / Parcel Number

Primary APN	`08-03-476-014`
Alternative APNs	`803476014` `111D508`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,735 sqft Living Area
1st Floor Area	1,735 sqft
Basement Area	1,735 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	27,797 sqft (0.638 acres)
Lot Dimensions	155 ft deep x 201 ft wide
Garage Area	528 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	111D508
Street Address	9724 HIGHSTONE DR
City	ROSCOE
State	IL
Zip	61073-7111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGL
Legal Description	PLAT NO 10 SAGEWOOD SUB BNG PT S1/2 SEC 3-45-2 LOT 408
Legal Range	2
Legal Township	45
Legal Section	3
Legal Subdivision	PLAT NO 10 SAGEWOOD SUB
Legal Lot Number	408
Jurisdiction	WINNEBAGO IL
Township / Civil Division	HARLEM
Census Block Group	3
Census Block	3005
Census Tract	3806

Owner

9724 Highstone Dr is owned and occupied by two individuals who bought it in September 2002.

Source: Winnebago County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9724 HIGHSTONE DR, ROSCOE, IL 61073-7111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LENDERS INC
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LNDRS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2002 · Amount on File
Deed Sale	Sep 4, 2002 · Amount on File
Deed Document Number	2002262760
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Recording Date	May 27, 2026
Property Address	9724 HIGHSTONE DR, ROSCOE, IL 61073-7111
Document Number	0000012993
Instrument Date	May 19, 2026
Instrument	202612993
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9724 HIGHSTONE DR, ROSCOE, IL 61073-7111
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012993,
Date	May 27, 2026
Instrument	202612993

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	7.13%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	9724 HIGHSTONE DR, ROSCOE, IL 61073-7111
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030718
Date	Aug 31, 2021
Instrument	2130718

Lender

Name	HOMETOWN LENDERS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	9724 HIGHSTONE DR, ROSCOE, IL 61073-7111
Document Number	0001018330
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9724 HIGHSTONE DR ROSCOE IL 610737111, ROSCOE, IL 61073-7111

Mortgage

Document Number	0001018330
Date	Jul 8, 2020
Instrument	1018330

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 7, 2035

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 9724 Highstone Dr was $5,926 with a homeowner's exemption, up 6.9% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Harlem Township
Municipality	Roscoe Village
Unified School District	Harlem Unit School District 122 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,926.00 (+6.89%) Homeowner's exemption	$78,429 (+9.96%) Land $14,716 Building $63,713	$235,287 (+9.96%) Land $44,148 Building $191,139
2024	$5,544.00	$71,325 Land $13,383 Building $57,942	$213,975 Land $40,149 Building $173,826
2022	Homeowner's exemption	$57,774 Land $10,840 Building $46,934	$173,322 Land $32,520 Building $140,802

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9724 Highstone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9724 Highstone Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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